Most people that I talk to would always say,
“Pag yumaman ako, magdo-donate ako!” (When I get rich, I will donate!)
Well, you don’t have have to wait ’til you get rich to become a philanthropist. Because you might just be already doing that, albeit, not to the less fortunate. Safe to say that you are a poor (oh sorry, I mean middle class) working professional practicing philanthropy for the rich. Continue reading Bravo, You’re A Philanthropist!
It’s great to know that after a year has passed listening to experienced mentors, someone is improving in terms of finances. And he or she has become more blessed to pay the knowledge and their wealth forward.
On the other hand, it’s sad to hear that after a year of delaying that decision to grow your money, you end up with almost nothing today. Just because.
I’m not gonna provide the reasons. I couldn’t remember what excuses you told me last year. What I remember telling you was that regardless of what your financial status back then, you have to start growing your little money while doing your best to eliminate your debts.
But still you didn’t pursue to accomplish any of the two. Just because. Continue reading How To Delay Gratification And Not To Delay Getting Rich
A couple of days ago, a forum member based in Jeddah, Saudi Arabia forwarded me via email his application forms for his first stock investment account with COL Financial so that I could help him in reviewing the completeness and accuracy of data that he wrote down. I have been doing this for the past several months in order to assist OFW’s comply with the requirements of COL before sending the actual documents to their office by courier.
What struck me most was his determination to complete everything despite his limited resources and time to go to a computer shop in order to have his documents printed and scanned. Unfortunately, this is the 3rd time (and the 3rd month since he first submitted the draft forms) that I asked him to revise and complete the information in his application.
When I told him to provide a copy of his proof of billing address or a bank statement, he said he does not have a bank account in Saudi Arabia. He just opened a bank account with BPI recently which I also advised him to do by visiting an affiliate Saudi bank in Jeddah.
And then I asked him if there is a way for him to secure a copy of an electricity or water bill from his family in the Philippines, he said, Continue reading An OFW Determined To Rise From Poverty