Top 5 Money Decisions People Wish They Did Not Make Last Christmas

With just a few days before the happiest day in the universe, many people are starting to count their remaining cash from their once seem never-ending hard-earned commissions, bonuses, and other windfalls. Wala yata talagang forever.

And since the year 2017 is about to end, you also need to check your budget for the New Year’s Eve celebration. Meron pa ba natitira? (Do you still have remaining cash?).

Here are some bad money decisions that many people made during the last Christmas season. Take time to read and learn not how to be penniless before and after Christmas day. Continue reading Top 5 Money Decisions People Wish They Did Not Make Last Christmas

8 Smart Business Ideas That OFW Housewives Can Start This Christmas For P5,000 Or Less

The Holiday Season is just around the corner.  And for our dear OFWs who may be coming home to spend Christmas with their loved ones, this may be the best time to seize the opportunity of starting a small business with the family.

This goes the same for the OFW housewives who may not be able to feel the warm hugs and strawberry kisses of their dear ones abroad either because bakasyon is so magastos (costly) or their amo (boss) is just seloso/selosa (envious) in a business sense of the word.

Instead of spending all the padala (remittances) from your loved one abroad on extravagant gifts and unnecessary wants, why not become an entrepreneur and provide people around you with products or services that they need for the Christmas season.

Here is the following list of 8 smart and innovative small business ideas for the Christmas season for a budget of P5,000 or less. Continue reading 8 Smart Business Ideas That OFW Housewives Can Start This Christmas For P5,000 Or Less

5 Important Ways for Small Businesses to Save Money

According to data released by the Philippine Statistics Authority (PSA) in 2015, the country is home to more than 900,000 registered businesses. Large enterprises account for only 0.5% of this number, and the remainder comprises of micro, small, and medium sized entities.

While this may serve as good news for entrepreneurs, existing players face increased competition, and new entrants don’t have it particularly easy. Fortunately, there are measures that small businesses can employ when it comes to saving money. Continue reading 5 Important Ways for Small Businesses to Save Money