What’s Your Starting Point? (On Being Ready and Prepared for the Future)

As a young professional, the first paycheck that we earn is very special to us. It opens up a new world, the world of spending. We often see the money that we earn as asset that we could just spend, the ability to finally buy things for ourselves. It often leads us to becoming careless on our spending.

Why do we have this mentality? Because in school we were thought to think in terms of science, history, ethics, math, don’t get me wrong, all these thing are great and important in honing us as individuals, but do these subjects actually prepare us for the real world? Does it prepare us for taxes? Does it teach us to budget, save and prioritize? Continue reading What’s Your Starting Point? (On Being Ready and Prepared for the Future)

How To Delay Gratification And Not To Delay Getting Rich

It’s great to know that after a year has passed listening to experienced mentors, someone is improving in terms of finances. And he or she has become more blessed to pay the knowledge and their wealth forward.

On the other hand, it’s sad to hear that after a year of delaying that decision to grow your money, you end up with almost nothing today. Just because.

I’m not gonna provide the reasons. I couldn’t remember what excuses you told me last year. What I remember telling you was that regardless of what your financial status back then, you have to start growing your little money while doing your best to eliminate your debts.

But still you didn’t pursue to accomplish any of the two. Just because. Continue reading How To Delay Gratification And Not To Delay Getting Rich