When Salary Increases, Do You Upsize Your Lifestyle?

Many Filipinos, OFW’s and locally-based alike, are easily tempted to buy more things they “want” upon receiving news that they will either be given a raise or at best, be promoted. They haven’t gotten the money yet but the shopping spree usually happens ahead of it, usually using borrowed money.

Just because you received that 10% salary increase this year (wow) you will find spending a little more easier this payday weekend. While inflation increases most likely every year it doesn’t justify your rationale to inflate your lifestyle too. Wouldn’t it be more prudent if we address our debt issues first? Continue reading When Salary Increases, Do You Upsize Your Lifestyle?

Bravo, You’re A Philanthropist!

Most people that I talk to would always say,

“Pag yumaman ako, magdo-donate ako!” (When I get rich, I will donate!)

Well, you don’t have have to wait ’til you get rich to become a philanthropist. Because you might just be already doing that, albeit, not to the less fortunate. Safe to say that you are a poor (oh sorry, I mean middle class) working professional practicing philanthropy for the rich. Continue reading Bravo, You’re A Philanthropist!