How To Be Buried in Debts

I was buried in debts. And I still owe good debts from some friends and relatives that I promise to pay soon. 😛

But here’s the thing: I don’t create new bad debts.

I just wonder how some friends and relatives earning no more than Php15k a month can afford to go to Singapore or Palawan (as evidenced by their latest photos in social sites) and afterwards borrow from other friends who themselves have never been to such places in their whole life. Piso fare, perhaps?

What would you feel if a minimum-earning neighbor play Zombie games on his iPad as you pass by their house while you, YOU who have been itching to have one soon but just couldn’t for now? Because you just paid all your debts and you still want to grow your savings by investing.

So you wanna splurge on unnecessary expenses and live above your means again? Here’s some advice for you. Continue reading How To Be Buried in Debts

Overcoming Hopelessness – Nick Vujicic at TEDxNoviSad

I didn’t have the opportunity to attend Nick Vujicic’s event in Manila a week ago. Still I’m glad that a handful of friends were able to. And I’m very happy for them to have met Nick in person and be inspired. I have this BIG hope that I will be able to meet Nick somewhere soon.

This TEDxTalk session from Nick will awaken the hopeless part in you. Just like Nick, I have to admit that there was a time when I wanted to end my life. And I am so grateful to God that He has been faithful to me despite me losing hope when I was younger.

Do we see our real value? Do we look beyond the value of our money? Our investments? our jobs? Our businesses? Our relationships?

Nick tells us to never lose hope. To see the beauty in us. He asserts that the willpower is a driving force for making our big dreams come true. Nick says that if we don’t get a miracle in life, we can always be a miracle to someone else. Continue reading Overcoming Hopelessness – Nick Vujicic at TEDxNoviSad

Stocks, Bonds, Pooled Funds – What Are Their Differences?

It’s back to basics once again for our readers. Why go back to basics? Because only less than 2% of the Filipino population are investing.

It is presumed that almost half of that 1% are plainly putting their money in financial instruments such as stocks, funds, and bonds without even knowing the basic principles and concepts of investing. This shows how much the financial education sector have to work on to teach more Filipinos across the country and abroad.

For today’s post, I will be sharing video clips from various resources like Pesos and Sense, Investopedia, and InvestingAnswers. Continue reading Stocks, Bonds, Pooled Funds – What Are Their Differences?