Stocks, Bonds, Pooled Funds – What Are Their Differences?

It’s back to basics once again for our readers. Why go back to basics? Because only less than 2% of the Filipino population are investing.

It is presumed that almost half of that 1% are plainly putting their money in financial instruments such as stocks, funds, and bonds without even knowing the basic principles and concepts of investing. This shows how much the financial education sector have to work on to teach more Filipinos across the country and abroad.

For today’s post, I will be sharing video clips from various resources like Pesos and Sense, Investopedia, and InvestingAnswers. Continue reading Stocks, Bonds, Pooled Funds – What Are Their Differences?

Congratulations, You Wasted Money (And Making Excuses Again)

As promised, here’s the third outing of my “Congratulations” series to awaken our brethren and to bring them out of their senses. We do this to let them realize how they are losing money by spending beyond their means and how they are wasting opportunities to grow their little cash that they didn’t know what to do with in the first place.

The “Congratulations 1 and 2 were focused mainly on gadgets and expenses that should have been invested directly in stocks. If they only followed our recommendation to invest during the time they spent their hard-earned money (or borrowed maybe), they could have earned so much today they didn’t have to borrow money just to buy them.

Today, we will shift our gears in another investment vehicle called mutual funds. People who always had excuses that they don’t have time to time the market or to even check their portfolio at least once a month, investing indirectly in stocks via equity/stock funds of these mutual funds could be their last option to maximize their money’s growth. Vehicles with returns that will make them realize how they’re losing opportunities to become richer by procrastinating and spending on things that in reality they could not afford to buy. Continue reading Congratulations, You Wasted Money (And Making Excuses Again)