Top 5 Money Decisions People Wish They Did Not Make Last Christmas

With just a few days before the happiest day in the universe, many people are starting to count their remaining cash from their once seem never-ending hard-earned commissions, bonuses, and other windfalls. Wala yata talagang forever.

And since the year 2017 is about to end, you also need to check your budget for the New Year’s Eve celebration. Meron pa ba natitira? (Do you still have remaining cash?).

Here are some bad money decisions that many people made during the last Christmas season. Take time to read and learn not how to be penniless before and after Christmas day. Continue reading Top 5 Money Decisions People Wish They Did Not Make Last Christmas

8 Smart Business Ideas That OFW Housewives Can Start This Christmas For P5,000 Or Less

The Holiday Season is just around the corner.  And for our dear OFWs who may be coming home to spend Christmas with their loved ones, this may be the best time to seize the opportunity of starting a small business with the family.

This goes the same for the OFW housewives who may not be able to feel the warm hugs and strawberry kisses of their dear ones abroad either because bakasyon is so magastos (costly) or their amo (boss) is just seloso/selosa (envious) in a business sense of the word.

Instead of spending all the padala (remittances) from your loved one abroad on extravagant gifts and unnecessary wants, why not become an entrepreneur and provide people around you with products or services that they need for the Christmas season.

Here is the following list of 8 smart and innovative small business ideas for the Christmas season for a budget of P5,000 or less. Continue reading 8 Smart Business Ideas That OFW Housewives Can Start This Christmas For P5,000 Or Less

Minimalism: Getting Started on Decluttering Your Life

Wear your favorite clothes every day. Love every space in your home. Use the best tools for your work and your hobbies. Best of all, have more time to do the things you want to do!

These are some of the things that got me hooked into minimalism. And, that last line in the first paragraph? We’ve encountered it before in other features articles. It has got to be the most overused phrase to convince people to try something new. Cliché as it may sound, it’s something I sincerely hope for anyone who gets into minimalism along with all the good things that come with this practice.

Everything good has at least one challenge that needs to be endured before you achieve it. In practicing minimalism, these challenges are found in the never-ending cycle of things coming and going into our lives. This article presents three ways we can manage this cycle and to get started on minimalism. Continue reading Minimalism: Getting Started on Decluttering Your Life