5 Important Ways for Small Businesses to Save Money

According to data released by the Philippine Statistics Authority (PSA) in 2015, the country is home to more than 900,000 registered businesses. Large enterprises account for only 0.5% of this number, and the remainder comprises of micro, small, and medium sized entities.

While this may serve as good news for entrepreneurs, existing players face increased competition, and new entrants don’t have it particularly easy. Fortunately, there are measures that small businesses can employ when it comes to saving money. Continue reading 5 Important Ways for Small Businesses to Save Money

Minimalism: Getting Started on Decluttering Your Life

Wear your favorite clothes every day. Love every space in your home. Use the best tools for your work and your hobbies. Best of all, have more time to do the things you want to do!

These are some of the things that got me hooked into minimalism. And, that last line in the first paragraph? We’ve encountered it before in other features articles. It has got to be the most overused phrase to convince people to try something new. Cliché as it may sound, it’s something I sincerely hope for anyone who gets into minimalism along with all the good things that come with this practice.

Everything good has at least one challenge that needs to be endured before you achieve it. In practicing minimalism, these challenges are found in the never-ending cycle of things coming and going into our lives. This article presents three ways we can manage this cycle and to get started on minimalism. Continue reading Minimalism: Getting Started on Decluttering Your Life

How Young Workers Can Live Well On a Low Income

The Philippines’ workforce is currently dominated by young workers as data indicates that almost half of the labor force population in 2015 were Filipino Millennials.

And because it has been said that this generation is driven by instant gratification, it’s not unusual to see young workers in urban areas sporting the latest gadgets, going on vacations to take Instagram-worthy photos, and crowding coffee shops and the hippest restaurants on the weekends—even if they end up in debt as their spending habits are not in sync with their current salary.

While having it all on the surface may seem like the way to live, it’s not the definition of living well. But by making good financial choices, prioritizing, and knowing how the system works, it’s possible to truly live a good and healthy lifestyle, even on a low income.
Continue reading How Young Workers Can Live Well On a Low Income