Why You Don’t Need Awards Or A College Degree To Be Successful In Life

A couple of days ago, I wrote a Facebook status about how many Pinoy parents put a lot of pressure on their kids to pursue awards, honor medals, and a diploma. As of this writing, the post has received over 7,000 Likes and has been shared by more than 3,000 readers. That’s just in less than 2 days. (40,000+ likes and 22,100+ shares as of Black Saturday 2018 | Update: 91,000+ likes, 52,000+ shares, and 6,300+ comments as of April 6, 2019) 

It’s a very long article but many say that they have read every word that was written. Probably because it was something that they can relate to.

College Diploma With Cap And Tassel

It’s about a culture of being entitled and not being left behind by peers and the community. A culture that has caused many Filipino families a lot of unpaid debts, selling of most precious treasures and assets, and anxieties both among parents and children. Continue reading Why You Don’t Need Awards Or A College Degree To Be Successful In Life

10 Mistakes Pinoys Do Before a Personal Loan Application

10 Mistakes Pinoys Do Before a Personal Loan Application

10 Mistakes Pinoys do before a personal loan application_Masthead

Personal loans are an easy sell for most Pinoys. They have flexible payment options, easy application requirements, and are readily available from banks. Most Pinoys use personal loans to start a business, fund their dream wedding, travel abroad, and start their home remodeling projects. Because personal loans do NOT require any collateral and have easy-approval, they are great for emergencies, too. But is that enough reason to get a loan? Continue reading 10 Mistakes Pinoys Do Before a Personal Loan Application

Why OFWs Need To Invest in P.E.R.A. While Abroad

At last, PERA is here! After half a decade of waiting and being a #Paasa to many Filipinos, especially OFWs, the government has finally launched it to help promote long-term investments.

But what is PERA?

PERA is the acronym for PERSONAL EQUITY and RETIREMENT ACCOUNT. This is a voluntary retirement account, which an individual can set up for his/her exclusive use and benefit. It is similar to the 401(K) of the United States of America that serves as a financial instrument for retirement. Continue reading Why OFWs Need To Invest in P.E.R.A. While Abroad