Creating Wealth – Smart Personal Finance Habits for OFW’s

I will be hosting a webinar (for those who are not familiar with this jargon, that’s a seminar being conducted online) featuring my fellow blogger and personal finance advocate, Fitz Villafuerte on February 28, 2013 from 3PM to 4PM, Philippine time.

The webinar is the first online project to be conducted in 2013 by the OFW UsapangPiso forum and Angat Pilipinas Coalition for Financial Literacy to provide timely information to our overseas Filipino workers on how to improve their financial lives. We are truly blessed that we have the internet to aid us in our education and for spreading financial literacy to all Filipinos all over the world.

So if you are an OFW, a member of the OFW UsapangPiso forum, or a dependent of one who’s working overseas, then register now for this FREE webinar on how to improve your finances. Continue reading Creating Wealth – Smart Personal Finance Habits for OFW’s

How To Convince Your Valentine Date To Invest

So you are still single. And you are a part of the less than 2% of the investing Filipino population, and a staunch advocate at that.

But you are aware that your Valentine date tomorrow is a spender and knows nothing about investing. You are hoping that the ash marked as cross on your forehead this morning will give you discernment and wisdom to finally convince the apple of your eye to learn and decide to invest. (For Christians who attended the Mass or worship services today, Ash Wednesday: Did you just go to the church to be marked with the ash on your forehead?)

You believe it’s your mission to spread the good news of investing. Hallelujah! But how are you going to do that to tomorrow? Continue reading How To Convince Your Valentine Date To Invest

Should You Rely Your Retirement on SSS/GSIS Pension Alone?

My grandfather died when I just entered my first year in college. That was a year after he persuaded me to take the scholarship exams entitled to all residents and high school graduates of my mother’s hometown in Pampanga. He was very patient that he even accompanied me throughout the application process. He even waited outside the examination venue until I finished.

The reason? I didn’t know much about the Kapampangan dialect except for “mekeni”, “nanung lagyu mu?”, “ebun”, “masanting”, “maragul”, “manyaman”, and…never mind. 😛 He had to be there for me to be my translator.  To speak the dialect was supposed to be a proof that I am a legitimate half-Kapampangan. A requirement to become eligible for the scholarship. But technically and biologically-speaking, I’m a Batangpangan (BatangueñoKapampangan) born in Manila.

To cut the story short, I passed the scholarship exam and went on to finish college with top honors. I placed 46th…among 55 students. 😛 And I owed everything both to my parents and to my departed grandfather for believing that I could get the scholarship and finish it. Continue reading Should You Rely Your Retirement on SSS/GSIS Pension Alone?