Investing From Phoneline To Online – 20 Years of Philippine Internet

Many Filipinos have forgotten when and how the Philippines hooked up to the global internet. And a lot even do not know that the first Philippine link to the Internet happened at the first International E-mail conference in University of San Carlos in Cebu on March 29, 1994.

That was the same date when the Philippine Stock Exchange’s Stratus Trading System (STS) was linked with the MakTrade trading system to produce a One Price-One Market exchange. Something our young investors should at least remember. However, during these years, investing in the stock market would mean interacting with a broker either via the telephone and not online.

Fast forward 20 years, the internet has helped improve our investing journey by giving us the opportunity to buy our stocks and top up our funds by just logging online. It has also helped us establish and organize our financial literacy advocacy for Filipinos in the Philippines and abroad. For those who are not aware, the educational projects of Angat Pilipinas Coalition for Financial Literacy, together with its OFW UsapangPiso wing, are being run by Filipino volunteers from all over the world communicating mostly only via the internet and the social media. Continue reading Investing From Phoneline To Online – 20 Years of Philippine Internet

Why We Look Forward to Homeschooling Our Child

When I was a young student, I always get anxious in the morning before going to school. I worry that I’ll be scolded by my teacher if I did something wrong. I was also scared of my bully classmates who teased and hurt me whenever they had the opportunity to do so.

I was also a very emotional child and so much attached to my parents, grandparents, and aunts. I could not focus much on the lectures as I easily miss the company of my loved ones back home. It’s not that I depend too much on them but it’s more of the affection that a young child in me that I was longing for.

Apart from all these, here are some other reasons why this time around, I will never let my child’s happy moments be taken away by the old and traditional way of elementary schooling. Here’s an infographic to illustrate what I’m talking about. Continue reading Why We Look Forward to Homeschooling Our Child

Should You Immediately Grab an 8% Annual Return Investment Offer?

An OFW blog follower sought my opinion earlier today regarding a business proposal being offered to her and her friends by a person who claimed that he is expanding his fishpond business in the Philippines. While I do not have a complete background of the proposal I told her right away that she needs to consider a handful of things before saying yes to the offer.

She mentioned that the business proposal is that they are being promised to receive an 8% annual return or annuity for every P50,000 she and each of her friends will invest in the said fishpond business expansion. However, the P50,000 that each of them will invest shall be returned to them only on the third year of the business. Continue reading Should You Immediately Grab an 8% Annual Return Investment Offer?