Category: Charity

What Will Make You Poor This Year

We just said goodbye to just one of the most emotional, heartbreaking, yet hopeful year of the century. Resilience was the overused and over-abused but truthful word last year that came out from the mouths of foreign media men, politicians, and Hollywood celebrities alike.

In my opinion, being resilient is good but not enough. If we never learn from previous mistakes in making financial decisions, calamities or no calamities, we will still remain poor.

These and the following bad financial decisions will bury you further in brokenness and anxiety. Although they may not always be applicable to you but I’m pretty sure you definitely know someone who will, in one way or another, become a (willing) victim of these circumstances. Continue reading What Will Make You Poor This Year

Are You Really Ready For Christmas?

First morning back in the Philippines after about 400 days of being away on a mission for my family and fellowmen. It felt so good having to pray, reflect, and attend a solemn Christmas worship service/Mass at the Greenbelt Chapel before working on a project related to my financial literacy advocacy.

Many of us have taken the first steps to achieving financial freedom in the past year. Some have improved their financial conditions after realizing the importance of frugality. Others have finally harvested the fruits of their labor through their investments.

When new investors and interested individuals ask, “Are we ready to invest?”, financial planners and advisors would always mention about proper spending habits, debt elimination, insuring one’s self, building emergency funds, among others. Continue reading Are You Really Ready For Christmas?

Playing CashFlow and Learning Financially in Dubai

Promoting financial education to most OFW’s is never easy. In fact, most people would typically shun away when you start to talk about budgeting, frugality, insurance, or investing because they think they sound either elitist or just plain boring. Talk about showbiz or sports and most of them will surely say yes.

Good thing Robert Kiyosaki invented the Cashflow boardgame. The game has been a helpful tool for financial literacy advocates to reach out to people and educate them about improving their finances and growing their money through different investment vehicles.

The OFW UsapangPiso Dubai team led by Cherry Murillo and Normie Pascua, conducted its 2nd Cashflow Game event for the year (and the 3rd major event for the group in 2013) last Friday, November 22, 2013 at the Sweet Pepper Restaurant in Karama.

The learning event was attended by OFW’s based in Dubai, UAE that the group has invited via a handful of social media pages and forums dedicated to promoting financial literacy. Continue reading Playing CashFlow and Learning Financially in Dubai