The Senior Citizen’s Discounts: Infographic

Spending our vacation with our parents is one of the most delightful moments we had last Christmas season. We were able to eat together in some fancy restaurants (which we don’t normally do), enjoyed some frolicking in a hot spring resort, move around the best spots in the Metro, and even scoured some of the best fastfood chains in the country. All in about 40 days.

For OFW’s with aging parents and in-laws, one of the more important things to consider during their vacations is being able to save some money while spending for various things (needs and wants) for the whole family. Disciplined splurging for one month after 11 months of saving and investing for it can be good, in my opinion.

Our mother’s senior citizen’s card has proved to be a great help during our vacation as we were able to save around P3,000 all from the discounts she availed. It may not be a big amount for some but P3,000 is still big money for most people (like us).

But did you know that senior citizens need not present a senior citizen ID card in order to avail discounts and special privileges? This and other facts that we don’t know exists can be found in the infographic below provided by ABS-CBN News. Continue reading The Senior Citizen’s Discounts: Infographic

The Difference Between “Kuripot” and “Madamot” (On Frugality and Stinginess)

The long Filipino Christmas season is almost over. I’m saying that because as for some Filipinos, Valentine’s Day is part of the final stretch of the “Christmas” season. Believe it or not, some malls and local products still have their Christmas promos running up to this very date.

Regardless of denomination and creed (except for some “Christians” who don’t celebrate Christmas), this is a special season for reconciliation and happy reunions. It’s the time for giving and of course, receiving.

If you are a Godparent (Ninong or Ninang), you must have gotten your ears and hands full (and emptied) last December. You ears were “full” of either praises and curses (because some of your godkids told you that you are stingy or kuripot). Continue reading The Difference Between “Kuripot” and “Madamot” (On Frugality and Stinginess)

EnRich – The Comprehensive Training on Personal Finance

Attend one of the First Quarter 2014 offerings of the enlightening, empowering and engaging EnRich™ Personal Finance Trainings:

February 22 – San Fernando City, Pampanga (Hotel Gracelane)
March 1 – Baguio City, Le Monet Hotel, Camp John Hay
March 8 – Davao City, Microtel Davao, Damosa Gateway
March 15 – Cebu City, Golden Prince Hotel
March 22 – Quezon City, Gloria Maris, Gateway Mall, Cubao

Investment is Php500 per person for outside Metro Manila venues and Php1,000 per person for Metro Manila run. Investment is inclusive of lunch, PM snack, 30-day after program coaching and training kit. Continue reading EnRich – The Comprehensive Training on Personal Finance