You Can Save More By Spending More

Our living room airconditioner started to act like crazy last week because of extreme summer heat. We needed to look for a replacement immediately so yes, we had to use our “emergency fund“.

At first, my wife and I thought it would be cheaper to buy a second-hand (used), window-type, airconditioning unit of the same brand and same specification. And it’s more convenient for us since there is an airconditioning repair shop just in front of our apartment. So off I went to the airconditioning shop and asked someone to have a quick check-up on our AC unit.

After some pulling out of the cover and peeping through the sills, the repairman told me that the compressor should be replaced. He told me that the compressor costs around $210. I raised my right, no, left eyebrow and asked him ‘why is it so expensive?’ Continue reading You Can Save More By Spending More

Should New Stock Investors Buy IPO Shares?

IPO’s or initial public (stock) offerings usually excite new investors.

If you are one of those new investors then you may have asked this question at least once: “Is ABC, Inc. a good IPO company to buy?”

Now here are a few notes why you shouldn’t rush yourself into buying initial “barya” shares of these IPO’s: Continue reading Should New Stock Investors Buy IPO Shares?

Will You Marry A Person with Sky-High Debts?

Single couples wanting to get married soon have so many plans laid down on their tables and fantasies swirling inside and around their minds.

Whether they acknowledge it or not, their plans are limited only to where to get married, when to get married, how much to get married, what to wear during the wedding, what to eat before and during the wedding, where to go and enjoy after the wedding.

It’s a rarity to encounter couples talking about paying their respective debts before getting married. It’s even very unlikely that they will ask their fiances/fiancees how much their debts are and how is he/she going to repay them before/after the wedding. Very liberating. I hope I’m wrong. Continue reading Will You Marry A Person with Sky-High Debts?