How To Protect Yourself and Your Finances From Natural Calamities

There are just a lot of things we don’t have control over when a natural disaster strikes. The heart-crumbling earthquake that destroyed houses and hopes in Bohol, Cebu, and other provinces. In the not so long past, the country welcomed the strongest typhoon ever recorded, the typhoon Haiyan (Yolanda in the Philippines).

However, there are a handful of things we can do in order to prepare ourselves and ensure that we and our loved ones are in the best possible position to manage whatever happens after the disaster.

Many of us are fortunate enough to have avoided being victims of the earthquake and typhoon Yolanda. But are we really ready to face such disasters with plans in place to protect our properties and loved ones? Continue reading How To Protect Yourself and Your Finances From Natural Calamities

Are Stocks and Equity Funds Really Your Long-Term Buddies?

In my previous post about depending solely on SSS/GSIS/HDMF to cover for one’s retirement expenses and needs, we mentioned that the pension that you will be receiving from these institutions will never be enough.

These employer-sponsored retirement plans can be a good start for a young employee while learning about other investment options that can generate higher returns.

Two of the most commonly-recommended financial instruments to invest in for long-term are stocks or equity funds through mutual funds or UITF’s. But are these really your reliable friends to entrust your money from Investing Day 1 up until your retirement age? Continue reading Are Stocks and Equity Funds Really Your Long-Term Buddies?

FREE Personal Finance Management Seminar for Artists and Musicians

The Angat Pilipinas Coalition for Financial Literacy and OFW UsapangPiso Forum have found an advocacy partner in the Heart of Music Foundation headed by the legendary “Manila Girl” and Queen of Philippine Ska music Myra Ruaro, more popularly known in the local music scene as Skarlet Brown of the famed alternative/ska bands Put3Ska and Brownbeat All Stars.

Heart of Music is an NGO that seeks to secure and protect the health and livelihoods of local musicians. Skarlet is joined in this advocacy by another passionate jazz music artist and editor/writer Gou de Jesus.

On October 26, 2013 at 3pm, these heroes will conduct a FREE financial learning event for our fellow artists and musicians based in the Philippines. This will be held at the 70’s Bistro located in Anonas Street, Project 2 in Quezon City. Continue reading FREE Personal Finance Management Seminar for Artists and Musicians