Why OFWs Need To Invest in P.E.R.A. While Abroad

At last, PERA is here! After half a decade of waiting and being a #Paasa to many Filipinos, especially OFWs, the government has finally launched it to help promote long-term investments.

But what is PERA?

PERA is the acronym for PERSONAL EQUITY and RETIREMENT ACCOUNT. This is a voluntary retirement account, which an individual can set up for his/her exclusive use and benefit. It is similar to the 401(K) of the United States of America that serves as a financial instrument for retirement. Continue reading Why OFWs Need To Invest in P.E.R.A. While Abroad

Investment Hacks That Will Make Your 2017 a Different Year

As 2016 draws to a close, do you feel you have achieved all your financial goals? If it’s a yes, you deserved a pat on the back, otherwise, you could just be in the same group as those who couldn’t afford a Christmas gift or dinner this year. Nevertheless, here are some investment strategies for 2017 to get you a bigger bank account.

It’s no secret, the only way to have more money is to actually make it grow. Saving is just one part of the equation then investments complete the whole balance. But like many, you may feel a bit intimated about the word investment. However, it’s not as hard as it sounds, and many wealthy investors today at one point were in the same position you are. Continue reading Investment Hacks That Will Make Your 2017 a Different Year

Top 10 Money Tips for OFWs on Christmas Vacation

With Christmas less than two weeks away, more and more of our kababayans are coming home to spend the holidays with their families. After living and working abroad with little to no family with them, returning home for the holidays is a much-awaited homecoming for overseas Filipino workers (OFWs). From balikbayan boxes filled to the brim and nightly reunions, the Christmas holidays is a grand celebrations for OFWs, and an expensive one. Continue reading Top 10 Money Tips for OFWs on Christmas Vacation