Author: Burn Gutierrez

Protect Yourself From Identity Theft (Part 1)

Being in the auditing and fraud investigating professions for sometime, I feel I have the responsibility to share what I have learned from this experience so that more people will be educated on best practices for fraud and identity theft detection and prevention.

It pays to be informed.

Facebook Creepers

Just this afternoon, a Facebook friend posted her Professional Regulatory Commission ID Card complete with all juicy information such as her full name, profession, birth date, registration number, and the expiry date of her license. Continue reading Protect Yourself From Identity Theft (Part 1)

So Close,Yet So Far Away – Free Personal Finance Seminar for OFW’s in Israel

Our personal finance guru, Randell Tiongson will be conducting a free simple financial planning seminar for our OFWs based in Israel.  Most of the invited attendees are members of our OFW UsapangPiso Forum based in Haifa and Tel Aviv.

As compared to our previous personal finance seminar in Singapore, which is actually several thousand miles away from where I am, this one is a little bit more challenging. In case you don’t know, telecommunication between Saudi Arabia and Israel is totally forbidden, even if they are just neighboring countries.

So close, yet so far away. Continue reading So Close,Yet So Far Away – Free Personal Finance Seminar for OFW’s in Israel

Here’s Why You Should Invest in Retail Bonds

First, let us determine what bonds really are.

Bonds are a kind of “utang” (loan) by an investor from another individual or entity. It is classified as “fixed” because there is a specified interest rate and a specified maturity date or settlement period.

For example, I will borrow from you a principal amount of Php100 and i promise to pay you after 1 year with a fixed interest of 5%. Which means I will be returning to you an amount of Php105 at the promised (maturity) date after 1 year. Continue reading Here’s Why You Should Invest in Retail Bonds