10 Crazy Ways To Spend Your Bonus

Christmas bonuses are one of the most-awaited blessings for many Filipino employees. Some companies even give away hefty incentives and allowances in the first week of January.

It could be a good reason to start a small business or invest on paper assets. But for most people, spending is more fulfilling than saving and investing during the post-Christmas season.

I have compiled 10 of the most effective spending habits for Filipinos to practice if they believe that saving and investing mean nothing for their future. Continue reading 10 Crazy Ways To Spend Your Bonus

Three Anti-Impulse Buying Reflections This Christmas

Christmas day is fast approaching. A couple of weeks more and you’ll be opening a lot of gift boxes and read tons of greetings in Facebook or Twitter. You’d probably be using Pinterest this time around to share Christmas posters and greeting cards. Cheapskate, aren’t you. 😉

Most of you must have already started enjoying your bonuses and the fruits of your hardwork. Some of you have probably took some of profits and dividends from your investments. Heading out for the malls or fair this weekend to buy gifts for family and friends?

However which way you may have received those blessings and how you want to enjoy them, it is best that you prepare yourself and your emotions for the probability of impulsive decisions this Season.

Consider asking yourself the following reflection questions before pulling out those crispy bills or credit cards out of your wallets. Continue reading Three Anti-Impulse Buying Reflections This Christmas