The main culprit to delaying achievement of your financial goals is your spending habits. Based on our independent survey of married OFW’s whose salaries range from equivalent to P50,000 to P150,000 believe they don’t have enough most of the time. This shows that even if someone earns a lot (relatively speaking) they can still feel insecurity with regards to their financial status.
Meanwhile, we also surveyed some Filipinos based in the Philippines (married also) who earn P50,000 or less and believe that they have more than enough from what they earn.
Being wealthy or achieving to be one does not depend on how much you earn but is determined by how much you keep—and how you manage and grow what you keep. Continue reading The “Should I Buy This?” Decision Map