Tag: where to invest money

The “Should I Buy This?” Decision Map

The main culprit to delaying achievement of your financial goals is your spending habits. Based on our independent survey of married OFW’s whose salaries range from equivalent to P50,000 to P150,000 believe they don’t have enough most of the time. This shows that even if someone earns a lot (relatively speaking) they can still feel insecurity with regards to their financial status.

Meanwhile, we also surveyed some Filipinos based in the Philippines (married also) who earn P50,000 or less and believe that they have more than enough from what they earn.

Being wealthy or achieving to be one does not depend on how much you earn but is determined by how much you keep—and how you manage and grow what you keep. Continue reading The “Should I Buy This?” Decision Map

Should You Invest in “Sin” Stocks?

Do you love smoking cigars and cigarettes? Do you gulp down beer, whiskey, rhum, gin, lambanog, ethyl, isopropyl, etc.?

Do you adore gambling and playing the games of poker, slots, baccarat, bingo, blackjack, roulettes? Then I suppose you would definitely invest in companies that sell these products and services. Or, would you?

We always remind new investors to take a deeper look into a company’s fundamentals before deciding to buy their shares. But I seldom hear these days to consider asking themselves first if the company they are interested in are actually producing either clean or “sin” products.

You wonder why our government won’t totally ban cigarettes and liquor despite the more harm than good that they offer? It’s simple. The government earns from taxes paid by these companies. Continue reading Should You Invest in “Sin” Stocks?

Don’t Expect Relatives And Friends To Listen To You Always

There are several times when you get so very frustrated forcing a subject to people you love the most. And oftentimes these are about things that you firmly believe will benefit them the same way you are enjoying now.

I’m talking about trying to sell that “investing” thing to your parents, brothers, sisters, aunts, uncles, friends. You want them to grow by showing them the way to do it. You try hard to let them know that this is the key to financial independence.

But you end up being looked at with a quip, “Okay, I’ll think about it…” or “I’ll do it next year..” Continue reading Don’t Expect Relatives And Friends To Listen To You Always