If you buy a treadmill and just decide to make at least 15 minutes of running everyday, do you know that your decision to doing this for the whole year is just going to happen for a few days only? Do you know that when you just “decide” to reduce your spending or to save money, that mere decision will likely not going to happen?
I remember hearing from one of my respected mentors that almost everything that we do everyday aren’t really decisions but rather habits that we ourselves have brought into being along the way. And that includes our “automatic” money habits which are actually one of the main reasons why many people’s pockets get seriously damaged.
One example of this is when you drop by a fastfood restaurant on your way home and order anything that you don’t even like just because you want to bring something to your family members. And even if your loved ones don’t eat them anymore (nagsawa na), you still bring the same value meals and leave them to rot on your dining table. Continue reading How To Change Your Money Habits