OFW’s, Are You Ready To Come Home Anytime?

If at this very moment your amo or employer told you that this will be your last day of work and you will be sent back to the Philippines immediately the next day, what would be your reaction?

Are you ready to say to your amo and to yourself, “It’s fine, I’m ready to go home anytime.”?

Or will you hear yourself say any of the following:

“I’m not yet ready. Wala pa ‘kong ipon.

 

Continue reading OFW’s, Are You Ready To Come Home Anytime?

Mo’ Money, Mo’ Problems?

A couple of months ago, I wrote about why couples need to have money talks with each other.

In that article, I specifically recommended a few points on how to stop fighting over money. But to give us a broader perspective on why I gave such recommendations, here’s an infographic from Money Rates as compiled and distributed by Infographiclist.Com giving us complete details about the reasons for money problems in relationships, the problems brought about by these reasons, and the ways to solve all these.

Although this survey is done in the U.S., I think a lot of Filipinos and Filipino-Americans can relate to these issues. It will surely help you assess your personalities and how to properly handle your finances without compromising your relationships and marriages. Continue reading Mo’ Money, Mo’ Problems?

Should You Invest in “Sin” Stocks?

Do you love smoking cigars and cigarettes? Do you gulp down beer, whiskey, rhum, gin, lambanog, ethyl, isopropyl, etc.?

Do you adore gambling and playing the games of poker, slots, baccarat, bingo, blackjack, roulettes? Then I suppose you would definitely invest in companies that sell these products and services. Or, would you?

We always remind new investors to take a deeper look into a company’s fundamentals before deciding to buy their shares. But I seldom hear these days to consider asking themselves first if the company they are interested in are actually producing either clean or “sin” products.

You wonder why our government won’t totally ban cigarettes and liquor despite the more harm than good that they offer? It’s simple. The government earns from taxes paid by these companies. Continue reading Should You Invest in “Sin” Stocks?