The Difference Between “Kuripot” and “Madamot” (On Frugality and Stinginess)

The long Filipino Christmas season is almost over. I’m saying that because as for some Filipinos, Valentine’s Day is part of the final stretch of the “Christmas” season. Believe it or not, some malls and local products still have their Christmas promos running up to this very date.

Regardless of denomination and creed (except for some “Christians” who don’t celebrate Christmas), this is a special season for reconciliation and happy reunions. It’s the time for giving and of course, receiving.

If you are a Godparent (Ninong or Ninang), you must have gotten your ears and hands full (and emptied) last December. You ears were “full” of either praises and curses (because some of your godkids told you that you are stingy or kuripot). Continue reading The Difference Between “Kuripot” and “Madamot” (On Frugality and Stinginess)

The Magic of MRI for Home Loan Borrowers

In my recent talk at the University of the Philippines-Diliman as part of UP Phil Delta Alpha Sorority’s Alternative Classroom Learning Experience or ACLE, I discussed about securing one’s future through frugal living and growing money through various investment vehicles.

The two other guest speakers spoke about insurance and its importance in protecting our finances, homes, and lives in the event of natural calamities and disasters.

What caught my attention the most was the sharing of Mr. Jay Castillo of Foreclosure Philippines about their experience with Ondoy back in 2009. There are a handful revelations from his talk as his was a first-hand experience as a home loan borrower who lost a home right where Ondoy struck the heaviest, Marikina City.

According to Jay, his Pag-ibig home loan insurance has helped him recover a big portion of the cost of the house after selling it. While it was expected to find it hard to look for buyers, Jay was lucky enough to find one: their neighbor. Continue reading The Magic of MRI for Home Loan Borrowers

Our Blasting Year-End Survey of Prime Real Estate Projects – Part 2

In our previous article, we reviewed four of the newest and most exciting condominium projects to sprout out of the Pioneer District in Mandaluyong City. Our survey aims to provide choices for Filipinos and even expats desiring to own a property in Metro Manila.

Today we will take a quick look on two more properties located in the Pioneer District and a couple more projects standing tall in the dynamic and lively city of Makati. Continue reading Our Blasting Year-End Survey of Prime Real Estate Projects – Part 2