Should You Buy A Car Now That You’re A Regular Employee?

Why not? It’s your dream. Besides, you now got a regular job. (Yeah!)

A car, whether it’s brand new or second-hand/previously-owned, is an “asset” that will build your reputation as a “someone who has” in your neighborhood.

The sweaty days of riding the jeepney or getting extracted like lemon inside the MRT from Cubao to Ayala will soon be over!

Thank God! Hallelujah! A new car! How about that! Continue reading Should You Buy A Car Now That You’re A Regular Employee?

Are You Suffering From Financial Obesity?

I hope you don’t mind me writing about “financial illnesses” lately. The other day, I talked about why we need to stop “comparisonitis” as well as how to prevent from experiencing it again.

The purpose is to help you know whether you carry the illness. And if you do, then let’s help each other find ways to heal it.

Today, we will talk about financial obesity. I first heard this type of financial illness from author and motivational speaker Larry M. Jacobson.

According to Larry, financial obesity pertains to one’s obsessive and self-sabotaging need to constantly overspend and remain financially unhealthy. Like over-eaters, the financially obese allow fear to prevent them from achieving their personal and financial success they desire. Continue reading Are You Suffering From Financial Obesity?

Are You Suffering From Comparisonitis?

Are you keeping up with the Joneses and the Kardashians?

Do you feel small just because you can’t buy the things that you “need” but your neighbors can buy anything they “want”?

Comparing our limited financial capacity with others is oftentimes the main reason why we make bad spending decisions.

It makes our flesh weak and the pocket even weaker. Continue reading Are You Suffering From Comparisonitis?