Should You Buy A Car Now That You’re A Regular Employee?

Why not? It’s your dream. Besides, you now got a regular job. (Yeah!)

A car, whether it’s brand new or second-hand/previously-owned, is an “asset” that will build your reputation as a “someone who has” in your neighborhood.

The sweaty days of riding the jeepney or getting extracted like lemon inside the MRT from Cubao to Ayala will soon be over!

Thank God! Hallelujah! A new car! How about that! Continue reading Should You Buy A Car Now That You’re A Regular Employee?

When Salary Increases, Do You Upsize Your Lifestyle?

Many Filipinos, OFW’s and locally-based alike, are easily tempted to buy more things they “want” upon receiving news that they will either be given a raise or at best, be promoted. They haven’t gotten the money yet but the shopping spree usually happens ahead of it, usually using borrowed money.

Just because you received that 10% salary increase this year (wow) you will find spending a little more easier this payday weekend. While inflation increases most likely every year it doesn’t justify your rationale to inflate your lifestyle too. Wouldn’t it be more prudent if we address our debt issues first? Continue reading When Salary Increases, Do You Upsize Your Lifestyle?