Category: Entrepreneurship

How To Protect Yourself When Shopping Online

Christmas Season is over but most people’s shopping don’t end with the Season. There are so many upcoming reasons to shop again such as Valentine’s Day, Graduation Day, and other ordinary celebrations such as birthdays and weddings.

And just like before Christmas, a lot of people go for online shopping as this is more convenient, easier, and quicker to transact. But before one has to click that “Add To Cart” button, he or she should make sure that computer’s internet browsers, operating systems and security software are up-to-date. The best defense against viruses, malware, and other online threats is a clean computer.

Here are some other ways to protect yourself when shopping online as provided by StaySafeOnline.org: Continue reading How To Protect Yourself When Shopping Online

Did You Borrow Money For Christmas and New Year Parties?

Christmas Eve and Christmas Day may have already gone but these days up to New Year’s Day are usually “reunion” days among families, classmates, barkadas, and some friends. So expect more unexpected spendings to come. Also, kids (and adults) will have to think over about what to do with their aguinaldo or cash gifts.

Our friend Ezra Ferraz compiled some advise for parents and kids to become financially-savvy especially during this Christmas season. You will find my advise at number 1 in this helpful article of Ezra at Rappler.com.

Unfortunately, inspite of all these priceless financial advise and suggestions, this festive period usually leave millions of people unable to pay their necessary bills in January next year. Especially those who were not able to monitor their use of credit cards, or worst, have borrowed money through loans (either personal or through 5/6 loan sharks) just to celebrate Christmas with a feast of food and gifts. Continue reading Did You Borrow Money For Christmas and New Year Parties?

How To Start A Business With The Right Attitude

Becoming an entrepreneur is a dream for many among us. Especially for those who have been employees for the most parts of their lives.

But how do you really start a business? What do you need to have in order to prepare for one? Is it the money? Do you need to have a good business idea first?

I believe that if you want to jumpstart a business idea, you have to prepare your mindset first. Remember that going into business will be one of the most crucial decisions in life you have to make in order for you to accomplish your dreams. Continue reading How To Start A Business With The Right Attitude