How To Spend Your Christmas Bonus Wisely And Save For Your Future

The December Christmas season is fast-approaching yet again, and for most of us workers, especially the ones in office environments, that means one very important thing, something everyone seems to be looking forward to during the exciting holiday season…of course, that’s right, it’s Christmas bonuses!

Once you get that 13th month pay, it is definitely more than tempting to splurge all of that hard-earned extra money on material things, trips, gifts for yourself and others, but it might be a good idea to think twice before swiping your debit card. That’s because one way to make the most out of it is to spend it wisely – did you know that you can have fun and enjoy your Christmas bonus all while being responsible and saving some of that money, tucking it away for a rainy day or even using it for the better good- for your tomorrow and your future?

It’s not wrong to want to spend on the things that catch your eye, although if you want the best of both worlds, to have the ability to spend and to save at the same time, just keep reading on.  Continue reading How To Spend Your Christmas Bonus Wisely And Save For Your Future

Minimalism: Getting Started on Decluttering Your Life

Wear your favorite clothes every day. Love every space in your home. Use the best tools for your work and your hobbies. Best of all, have more time to do the things you want to do!

These are some of the things that got me hooked into minimalism. And, that last line in the first paragraph? We’ve encountered it before in other features articles. It has got to be the most overused phrase to convince people to try something new. Cliché as it may sound, it’s something I sincerely hope for anyone who gets into minimalism along with all the good things that come with this practice.

Everything good has at least one challenge that needs to be endured before you achieve it. In practicing minimalism, these challenges are found in the never-ending cycle of things coming and going into our lives. This article presents three ways we can manage this cycle and to get started on minimalism. Continue reading Minimalism: Getting Started on Decluttering Your Life

How Young Workers Can Live Well On a Low Income

The Philippines’ workforce is currently dominated by young workers as data indicates that almost half of the labor force population in 2015 were Filipino Millennials.

And because it has been said that this generation is driven by instant gratification, it’s not unusual to see young workers in urban areas sporting the latest gadgets, going on vacations to take Instagram-worthy photos, and crowding coffee shops and the hippest restaurants on the weekends—even if they end up in debt as their spending habits are not in sync with their current salary.

While having it all on the surface may seem like the way to live, it’s not the definition of living well. But by making good financial choices, prioritizing, and knowing how the system works, it’s possible to truly live a good and healthy lifestyle, even on a low income.
Continue reading How Young Workers Can Live Well On a Low Income