Dubai OFW’s, Are You Ready To Get Out of the Rat Race?

Investing is a skill that was not taught in school. Most of the times it’s only through experience, and recently, through exposure to the social media that are bringing people to get interested about the stock market, mutual funds, and other financial instruments.

But another effective and alternative way to learn about investing and planning your finances is through playing a board game. Exactly. Play the CashFlow Game!

CASHFLOW 101 was created as a fun, powerful, and experiential way to teach investing and wealth building. It also trains the player on how to manage assets and liabilities, trade stocks, and to fight his or her way out of the Rat Race (a way of life in which people are caught up in a fiercely competitive struggle for wealth or power). Continue reading Dubai OFW’s, Are You Ready To Get Out of the Rat Race?

Are Donations To Yolanda Victims Taxable?

After learning so many lessons from our Ondoy, Pablo, and two previous habagat volunteering and donating experiences, I have become cautious where to course through our personal donations.

And upon witnessing personally how local government units and government officials handle (and personally used the people’s donations), I have only handed my donations through the Philippine Red Cross and a few other groups recognized as non-government organizations such Gawad Kalinga and Rock Ed Philippines since I have been a volunteer of these groups since several years back.

Aside from these reasons, I have also considered the tax implication of being a donor. If you are not aware, giving a gift to anyone isn’t totally free in the Philippines unless you know how and who to course it through.

Otherwise, you have to pay the Donor’s Tax if you’re giving gifts to the wrong organizations or individuals. Continue reading Are Donations To Yolanda Victims Taxable?

We Grieve For You, Central Philippines

It was only one hour ago
It was all so different then
There’s nothing yet has really sunk in
Looks like it always did
This flesh and bone
It’s just the way that you would tied in
Now there’s no-one home

I grieve for you
You leave me
‘so hard to move on
Still loving what’s gone
They say life carries on
Carries on and on and on and on Continue reading We Grieve For You, Central Philippines