On Yen, Investing and Insurance

I will be posting today a Q&A posted at the Ask The Experts section of the OFW UsapangPiso Facebook group instead of my usual posts.

In this section, members can submit questions to the forum’s panel of renowned financial and life planning coaches, investment experts, and successful mentors. The answers are then published in the section as a reply.

I believe a lot of OFW’s will surely relate to this question addressed to Fitz Villafuerte by a a couple of OFW forum members. Continue reading On Yen, Investing and Insurance

Congratulations, You Wasted A Year of Profits (Again!)

Due to consistent, insistent, and pressing public demand, I’m writing a sequel to my Congratulations piece I wrote a couple of months ago.

I am thinking of making this as a series of “Congratulations, You Waster!” rants of how some of my friends and relatives are warding off great earning opportunities and are angry at money they only wanted to spend on things that will make them feel they are better than the others. Even if they keep on complaining that their salaries are not enough.

For those who STILL don’t believe in the Power of Compounded Interest, let’s check how much you wasted when you purchased the following things from April 2012 to March 2013 July 2015.

(Note: If you got cash to buy whatever you want and will never lose money whatever you do and however which way you spend, then don’t get affected with this article.) Continue reading Congratulations, You Wasted A Year of Profits (Again!)