Everyone loves great surprises in life. A new job, a salary raise, winning a raffle draw, or just a simple gift from your loved one surely brightens up our days.
But then sometimes our breadwinner loses his/her job. Or someone gets sick and eventually the need to spend for significant medical expenses becomes inevitable. A typhoon or flood ravages your home or your car and therefore need some repairs. Or something bad just happened.
These are the times when your finances are deeply challenged. Continue reading Why Everyone Needs An Emergency Fund