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Financial Literacy: Not in DepEd’s Agenda

Most children in the Philippines are financially-spoiled.

And most parents in the Philippines don’t teach their children the real value of money. When kids want to have something, most of the time, the parents will just give in and will do everything they can to look for money. Never mind if the money is credit card money. Or money borrowed from neighbor or officemates.

Most children are not taught to save money and to work hard to get what they want. However small or big that thing is.

What makes it sadder is that most Philippine schools do not even teach basic personal finance subjects to their young students. And saddest, most teachers are financially- illiterate as well.

Financial Literacy is not in Department of Education’s 10-Point Agenda

Surprisingly, DepEd’s 10-Point agenda pride does not include a program on personal finance for kids.

Read for yourself:

1. A 12-year basic education cycle

2. Universal Pre-schooling for all

3. Establish the Madaris Education as a sub-system in the current education system

4. Re-introduce technical and vocational education in public high schools.

5. Every child a reader by Grade 1

6. Improve science and mathematics

7. Expand government assistance to private education

8. Use of mother-language instruction

9. Better textbooks

10. Build more schools in cooperation with LGUs

Nothing about personal finance (saving money, how to grow money, entrepreneurship for kids, etc.).



I wonder if the DepEd secretary is saving money and investing in any paper asset. If he does, I hope he can be open and creative enough to find ways on how to include personal finance as a mandatory subject for all school levels across the country.

Meanwhile, I invite all of you to become volunteers and advocates of Angat Pilipinas Coalition for Financial Literacy.

Angat Pilipinas Coalition is a global non-profit organization of personal finance advocates who have bonded together as a support group to address issues, discuss concerns, and share knowledge on entrepreneurship, investment, and financial literacy in order to contribute to poverty alleviation and improve the quality of life in the Philippines.

It also aims to share an interest in advancing financial literacy among OFW’s, Filipino youth and students. It is committed to bring financial education to schools and public learning institutions in the Philippines.

Keep posted about our financial literacy projects by subscribing to BurnGutierrez.Com for FREE.

Join the OFW UsapangPiso Facebook Group and Forum to learn how to plan your finances the right way and how to grow your money in various financial instruments and investment vehicles such as stocks, mutual funds, UITF’s, bonds, money market, real estate, and others.

P.S. 1. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at if you have any questions. Click here to join!

P.S. 2. For those who based in Manila, you may attend our FREE Biblical finance seminar on July 27, 2013 at the Rufino Towers, Makati City. Keep posted here for details.

11 thoughts on “Financial Literacy: Not in DepEd’s Agenda”

      1. I agree Sir… the more we have to educate Filipinos because our school system does not include fihancial literacy… i also think even Dep Ed Secretary is not that literate in terms of money matters… KAsi if she is, she would have pushed for the inclusion of financial planning into the curriculum…. Robert kiyosaki was right when he said that the reason we are in a financial mess is that schools train us to work for money and not to make money work for us

  1. Pingback: BurnGutierrez.Com
  2. This is bad… Currently in our entrepreneurship program here in UST, we included a 3 units course entitled Personal Finance and Wealth Management. For the k-12 program, the grade 11 and 12 the core will be entrepreneurship training but we will include personal financial education.

  3. There is a PDIC financial literacy program initiative already which I think started way back in 2005. Teacher’s Guide has already been approved and reviewed together with DepEd and had been distributed to public elementary and high schools since 2006. It is not a subject in school per se but integrated in other subjects like Makabayan for elementary and Social Studies for high school. Not sure with the success feedback of this program but I think this is a big move to our educational system when comes to teaching our youth regarding financial matters.

  4. We have integrated basic financial concepts in our school via Economics and this school year through our Parent Orientation during enrollment.. but sad to say, we need to have follow up sessions to ensure concepts are applied.

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