Are You A Cool Investor?

If a friend took your wallet from your pocket and tossed it off the Pasig River, how would you react?

In times like these when the stock market seems like going down the drain, it is but natural to feel really bad especially if you just started investing less than a year ago. Just like your wallet thrown off that muddy, murky, filthy urban river.

At the same time, when the market seem to go up like forever it’s also natural to feel really good. In any case, emotions will always be there. But would you always give in to your fears and joy as an emotional investor?

Here are some friendly reminders. Continue reading Are You A Cool Investor?

Common vs. Preferred Stock: What’s the Difference?

Many of you who have background in Finance and Accounting or have been investing for quite sometime already, understand and know what common stock is. But definitely a lot are still unfamiliar with the term preferred stock.

For today, we will answer another common question that we regularly receive from new investors: What are common and preferred shares and what’s the difference? Continue reading Common vs. Preferred Stock: What’s the Difference?

The Global Financial Crisis Explained

I’ve been experiencing a writer’s block since my birthday last June 9. A writing crisis perhaps. I drafted a few articles intended for the Philippine Independence Day, Father’s Day, and my Father’s death anniversary but never got the chance to finish all of them.

Nevertheless, time has been so precious these days as I’ve been enjoying a lot of quality hours with my family. I also get to answer tons of emails and inquiries in our forum and social sites about how to improve their finances and how to start investing in various financial instruments. There’s actually no crisis in sharing and promoting financial literacy to others.

But one part of teaching about investing is to let them know that risks exist and that we can not eliminate them. We can only reduce them. So it is very important to understand how the whole economic system works and what the risks are before we decide to enter the world of investments. Continue reading The Global Financial Crisis Explained