Do You Really Need To Get A Life Insurance?

People who are becoming more aware about the need to manage their finances have started to think if they really need a life insurance. Especially when most personal finance gurus mention its importance in an investor’s portfolio.

How about you? Have you asked yourself or an insurance agent/financial advisor if you really need to buy a life insurance?

Let’s see where you belong among the following categories. Continue reading Do You Really Need To Get A Life Insurance?

OFW UsapangPiso Biblical Finance Coffeetable Coaching Sessions

The OFW UsapangPiso Forum – Manila and Angat Pilipinas Coalition for Financial Literacy (APCFL) will be conducting a Biblical finance coffee table coaching session on July 27, 2013, Saturday at 1pm.

The Biblical finance coaching session will be headed by OFW UsapangPiso & APCFL’s volunteer speaker Joseph Gerard Romana.

Joseph (or Seph) is a Bank Examiner at the Philippine Deposit Insurance Corporation (PDIC). He used to work at the Philippine Stock Exchange as Market Risk Officer, Fixed Income Securities Trader, and as a Stockbroker. Seph is also a resource speaker for Biblical personal finance seminars in his church.

Supporting Joseph are Edmund Lao, a Registered Financial Planner and a personal finance columnist at  BusinessMirror, and Loriza Cabatbat a seasoned investor and Certified Public Accountant (previously from Deloitte).

Topics include:
A. Why study Biblical financial principles?
B. God’s part: Ownership, provision and control.
C. Our only part: Stewardship
D. Why Study Spending?
E. Spending 101
F. Biblical financial principles
G. Practical approaches
H. What is debt?
I. Price or Cost of Debt:
J. Kinds of debt:
K. Disadvantages of Debt
L. Biblical perspectives on Debt
M. When is it alright to borrow?
N. How to avoid debt?
O. Getting Out of Debt
P. Biblical perspectives on Savings.
Q. Biblical Perspectives of Investing
R. Different Kinds Of Investments
S. Avoiding Scams: Recognizing Red Flags
and everything about Biblical Wealth Management

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The event will take place at Coffee Bean & Tea Leaf (a coffee shop), G/F Four Season Bldg, Tordesillas cor Toledo St, in Salcedo Village, Makati. Kindly get in touch with Ms. Carmi Irene Revilla-Cristobal at 09178340426 for directions and details.

So if you are interested to join, please fill out the form below.

See you all there for another awesome and spiritually-packed learning session!

OFW’s, Are You Ready To Come Home Anytime?

If at this very moment your amo or employer told you that this will be your last day of work and you will be sent back to the Philippines immediately the next day, what would be your reaction?

Are you ready to say to your amo and to yourself, “It’s fine, I’m ready to go home anytime.”?

Or will you hear yourself say any of the following:

“I’m not yet ready. Wala pa ‘kong ipon.

 

Continue reading OFW’s, Are You Ready To Come Home Anytime?