Sell in May Then See A Movie for Free from AyosDito.ph

The Philippine stock market continues to rise and break record after record to win another investment grade from Standard & Poor’s this time. Some traders have started to reap the fruits of their sacrifice, staying up late at night staring at candlesticks, triangles, wedges, heads, shoulders, etc. Time for some clean good fun, perhaps? Or get into tangible business this time around with your stock proceeds?

One good start in going entrepreneurial is through buying and selling products and services online. Regardless of your interest or background, marketing and selling your products these days are done much better through great websites like AyosDito.ph.

Personally, I’ve done selling some old stuff and even new ones through AyosDito.ph with much ease. I also get to find good buyers immediately especially when I need the cash. The choices of products also look great, especially if you are into gadgets, properties, or even cars.

So if you are going into business and have been worrying about where to market your products or services effectively, then AyosDito.ph is the best buy and sell online platform for you. Continue reading Sell in May Then See A Movie for Free from AyosDito.ph

“Thou Shalt Not Be Poor” – The 11th Commandment

Ms. Rosalind Wee of Marine Resources Development Corp. was the one who coined that 11th Commandment tagline, FYI. 🙂

It’s the first phrase that you will read upon opening the first pages of the new book of Bro. Bo Sanchez and Dean Pax Lapid called “How To Turn Your Passion Into Profit – 8 Keys to Build a Truly Rich Business”.

This morning, our office Admin boys entered my room and handed me this dark brown/black box which I first thought was a box of chocolates. I was hallucinating and famished so please forgive me. Continue reading “Thou Shalt Not Be Poor” – The 11th Commandment

On Buying a House – Invest in Stocks First or Get a Home Loan?

I received this question earlier this morning from a fellow forum member and blog follower (name withheld for security and privacy reasons):

“Hi Burn! I’d like to ask for advice if it’s ok with you. It’s about our plan to have a house of our own. We’re currently renting an apartment for P6,500/mo so we’re considering taking a Pag-ibig housing loan of 2M with a term of 30 years, 8% interest per annum and a monthly amortization of about P17,000. Actually, P17,000 is almost half of our monthly budget already so we’ll be sacrificing a lot, maybe even our monthly 20% allotted for buying stocks..

So do you think it is much better to just put the P17,000 monthly in stocks and just withdraw from it when it reaches 1-2 M? Maybe after 5-10 years given the interest is 10% p.a.? However, the prices of labor and materials might have gone up considerably by then..

The loan seems more attractive now as the house can be built with in 6 months to a year so we also won’t have to pay for the apartment rent once we’ve moved in.. Continue reading On Buying a House – Invest in Stocks First or Get a Home Loan?