Why Everyone Needs An Emergency Fund

Everyone loves great surprises in life. A new job, a salary raise, winning a raffle draw, or just a simple gift from your loved one surely brightens up our days.

But then sometimes our breadwinner loses his/her job. Or someone gets sick and eventually the need to spend for significant medical expenses becomes inevitable. A typhoon or flood ravages your home or your car and therefore need some repairs. Or something bad just happened.

These are the times when your finances are deeply challenged. Continue reading Why Everyone Needs An Emergency Fund

Multiplying Wealth: A Webinar Preparing Beginners for Successful Investing

Note and Update: Sorry for the last minute change. The March 8 webinar has been moved and merged with the March 22 schedule. Kindly inform your friends who may have registered for tomorrow’s event. They will still be accommodated and prioritized for the March 22 webinar. Thank you.

On March 8 and 22 , 2013, the OFW UsapangPiso Forum and the Angat Pilipinas Coalition for Financial Literacy will be conducting its first ever PAID webinar series offering mainly catering to OFW’s and their dependents in the Philippines.

Fitz Villafuerte, personal finance advocate and now world-renowned blogger with his Ready To Be Rich site, will be sharing his wisdom to our beloved OFW’s at 9PM on both dates (Philippine Time).

Our OFW members who were not able to attend the free webinar last February 28 may still catch Fitz Villafuerte on March 8 and 22 , 2013, for more comprehensive learning sessions. Continue reading Multiplying Wealth: A Webinar Preparing Beginners for Successful Investing

What Happens To My Stocks (and CASH!) if My Stockbroker’s Gone Broke?

Most newbie investors (and some senior traders alike) still have this fear that their investments are not protected in case their stockbroker shuts down its operations.

Is there really no equivalent to the bank’s PDIC or Philippine Deposit Insurance Corp. which insures the stock traders and investors should there be a judicial declaration of insolvency or closure of a stockbroker? Continue reading What Happens To My Stocks (and CASH!) if My Stockbroker’s Gone Broke?