Category: Education

Negotiating Salary – One Thing Some OFW’s Are Scared To Do

Some companies in the Middle East have started to review their organization’s salary structures and status of their employees. It’s also the time for employees, expats and locals alike, to negotiate their salaries and ask for raises or promotions.

If you are someone who’s doing your best to improve your finances by living within or below your means, paying debts, building emergency funds, and investing, one thing that’s very important to keep your cash flow at the optimum is being able to get a salary raise.

What I observe about other nationalities like the Pakistanis, Indians, Egyptians, etc. is that they are very aggressive in haggling for a raise with their bosses as compared to their Filipino counterparts. Sometimes they even go straight to the higher ups just to convince them that they should be given a raise or get that long-been-asking for promotion. Continue reading Negotiating Salary – One Thing Some OFW’s Are Scared To Do

Are You A Cool Investor?

If a friend took your wallet from your pocket and tossed it off the Pasig River, how would you react?

In times like these when the stock market seems like going down the drain, it is but natural to feel really bad especially if you just started investing less than a year ago. Just like your wallet thrown off that muddy, murky, filthy urban river.

At the same time, when the market seem to go up like forever it’s also natural to feel really good. In any case, emotions will always be there. But would you always give in to your fears and joy as an emotional investor?

Here are some friendly reminders. Continue reading Are You A Cool Investor?

Common vs. Preferred Stock: What’s the Difference?

Many of you who have background in Finance and Accounting or have been investing for quite sometime already, understand and know what common stock is. But definitely a lot are still unfamiliar with the term preferred stock.

For today, we will answer another common question that we regularly receive from new investors: What are common and preferred shares and what’s the difference? Continue reading Common vs. Preferred Stock: What’s the Difference?