Category: Business

Can A Retail Investor Attend an Annual Stockholders’ Meeting?

Before we answer the question, let us go back first to the Stockholders’ Rights and Protection of Minority Stockholders’ Interests section of the SEC’s Code of Corporate Governance.

What Are Your Rights as a Minority Stockholder?

1) As a shareholder, you have the right to elect, remove and replace directors and vote on certain corporate acts in accordance with the Corporation Code.

2. You have the right to subscribe to the capital stock of the corporation (pre-emptive rights).

3. You have the right to inspect corporate books and records including minutes of Board meetings and stock registries in accordance with the Corporation Code and to provide them an annual report, including financial statements, without cost or restrictions. Continue reading Can A Retail Investor Attend an Annual Stockholders’ Meeting?

Why You Need to Have a Money Talk With Your Partner

When my wife and I got married five years ago, money was a subject that we didn’t talk too much about.  We felt it’s just too stressful, annoying and would only make our day gloomy.

And then when we learned that we’re finally having our first baby we decided that it’s necessary that we always talk about money and how we should effectively manage it as we start building our family.

It was quite difficult at first because our decisions have to be aligned with our respective needs and expectations. There were conflicting views and admit it or not, newly-weds and even couples who have been together far too long will still have to deal with their respective parents (and in-laws) with regards to money. Continue reading Why You Need to Have a Money Talk With Your Partner

Should You Borrow Money To Invest in Stocks?

Borrowing money to be used for paper investment is simply a gamble.

Investing in the stock market or mutual fund has risk associated to it – past performance does not and cannot be a guarantee of future returns. What more if you borrow and use it to invest/trade? What if you lose your job next month?

There are new investors who feel great these days because their portfolios are showing fantastic numbers in less than a year of investing. Ironically, some of these people have actually borrowed money to invest in stocks and mutual funds.

How did I know that they borrowed? Because they’re the ones who asked me that question. Continue reading Should You Borrow Money To Invest in Stocks?