Mo’ Money, Mo’ Problems?

A couple of months ago, I wrote about why couples need to have money talks with each other.

In that article, I specifically recommended a few points on how to stop fighting over money. But to give us a broader perspective on why I gave such recommendations, here’s an infographic from Money Rates as compiled and distributed by Infographiclist.Com giving us complete details about the reasons for money problems in relationships, the problems brought about by these reasons, and the ways to solve all these.

Although this survey is done in the U.S., I think a lot of Filipinos and Filipino-Americans can relate to these issues. It will surely help you assess your personalities and how to properly handle your finances without compromising your relationships and marriages. Continue reading Mo’ Money, Mo’ Problems?

Common vs. Preferred Stock: What’s the Difference?

Many of you who have background in Finance and Accounting or have been investing for quite sometime already, understand and know what common stock is. But definitely a lot are still unfamiliar with the term preferred stock.

For today, we will answer another common question that we regularly receive from new investors: What are common and preferred shares and what’s the difference? Continue reading Common vs. Preferred Stock: What’s the Difference?

The Global Financial Crisis Explained

I’ve been experiencing a writer’s block since my birthday last June 9. A writing crisis perhaps. I drafted a few articles intended for the Philippine Independence Day, Father’s Day, and my Father’s death anniversary but never got the chance to finish all of them.

Nevertheless, time has been so precious these days as I’ve been enjoying a lot of quality hours with my family. I also get to answer tons of emails and inquiries in our forum and social sites about how to improve their finances and how to start investing in various financial instruments. There’s actually no crisis in sharing and promoting financial literacy to others.

But one part of teaching about investing is to let them know that risks exist and that we can not eliminate them. We can only reduce them. So it is very important to understand how the whole economic system works and what the risks are before we decide to enter the world of investments. Continue reading The Global Financial Crisis Explained