Why You Don’t Need Awards Or A College Degree To Be Successful In Life

A couple of days ago, I wrote a Facebook status about how many Pinoy parents put a lot of pressure on their kids to pursue awards, honor medals, and a diploma. As of this writing, the post has received over 7,000 Likes and has been shared by more than 3,000 readers. That’s just in less than 2 days. (26,000+ likes and 14,400+ shares on the 3rd day)

It’s a very long article but many say that they have read every word that was written. Probably because it was something that they can relate to.

College Diploma With Cap And Tassel

It’s about a culture of being entitled and not being left behind by peers and the community. A culture that has caused many Filipino families a lot of unpaid debts, selling of most precious treasures and assets, and anxieties both among parents and children. Continue reading Why You Don’t Need Awards Or A College Degree To Be Successful In Life

Pera’t Sining: Of Artistic Passions And Personal Finances

Two things in this world hardly ever get discussed on the same conversation:  artistic passions and personal finances.  Why?  Both lie on the extreme sides of the mind: the creative and logical.  But truth is, they’re not as unrelated as most people think.

Most of the things in life won’t be possible without money.  We can’t eat without money – unless we scavenge trash bins of restaurants and make “pagpag”.  We can’t spend quality time with our loved ones without money – unless we just stay home, watch TV, or play board games (all of which still need money by the way).  And we can’t indulge in our artistic passions without moolah – unless our idea of art is drawing stuff on other people’s walls. Continue reading Pera’t Sining: Of Artistic Passions And Personal Finances

How To Make Money When You Literally Have No More Cash In Your Pocket

So you don’t have a job now. Or your business isn’t doing well. Or you simply just failed to manage your finances in the previous month and your bills are starting to pile up. Overdue notices have been slipping under your door while you are sleeping.What are you gonna do now? Should you immediately borrow money from a loan shark?

Here are a few suggestions that you can consider if you are cash-strapped today. Continue reading How To Make Money When You Literally Have No More Cash In Your Pocket

7 Alternative Heartbreaking Pinoy #Hugot Songs About Losing Love (And Money?)

Many of us speak about love not yet found. Yet many of us gets shattered whenever love is lost.

You lose appetite at work. The emotional pain affects your physical health negatively. You lose money in the process. Especially if you go through that “wrong” kind of relationship.

These songs illuminate the undecided, unsettled grey areas of falling in love. The effort to find someone only to lose that person. The persona that makes you feel right yet wrong. The person that you makes you feel happy yet sad. How can someone make you happy yet sad? Continue reading 7 Alternative Heartbreaking Pinoy #Hugot Songs About Losing Love (And Money?)

Top 10 Money Tips for OFWs on Christmas Vacation

With Christmas less than two weeks away, more and more of our kababayans are coming home to spend the holidays with their families. After living and working abroad with little to no family with them, returning home for the holidays is a much-awaited homecoming for overseas Filipino workers (OFWs). From balikbayan boxes filled to the brim and nightly reunions, the Christmas holidays is a grand celebrations for OFWs, and an expensive one. Continue reading Top 10 Money Tips for OFWs on Christmas Vacation

11 Clever Tips for Christmas Shopping in the Philippines (Infographic)

Christmas in the Philippines is often celebrated at the start of the “ber” months. And since it’s already November, we’re barely just over a month away from the most wonderful time of year. This is the time when we write down the names of our loved ones and plan what presents we should buy for them.

We not only need to prepare our wallets for the biggest spending season but our stamina as well to withstand long shopping queues and the Metro Manila traffic.

This infographic from M2.0 Communications offers 11 Clever Ways to Survive Christmas Shopping in the Philippines. Continue reading 11 Clever Tips for Christmas Shopping in the Philippines (Infographic)

Why There Is No Need For You To Show Off

A couple of weeks ago, I was discussing with a friend about so many things such as the music we play as a band, how good homeschooling is for kids, politics in the Philippines, educating the youth, and our financial literacy advocacy. The most interesting part of our discussion was about stewardship and frugality, two of the things that I truly believe and share to other people.

My friend told me about his father-in-law who lives in a posh village in the southern part of Metro Manila. His father-in-law owns 30 properties or so around the Philipppines but drives a very simple car. Which means he can buy any of those expensive SUV’s available around the Metro but prefers not to.

He uses an old school cellphone (the one with flashlight and FM radio) instead of smartphones that many people under the classification of “poor and not-so-poor” show off to their friends and frenemies alike.

*We’re closing the Internet Business Master Class (IBMC) 3 days from now! Book a slot NOW to learn how to earn 5 to 6 digits through the Internet Business Master Class (IBMC)! Click here to enrol!

(Download your FREE video series NOW as our gift to you on how to make money from selling digital products while you are still an OFW!!! CLICK here!)

Check out my post “We’re Using Cheap Cellphones, So What?”

My friend agrees with his father-in-law. He said that he would even choose a good second-hand car over a brand new one for practical reasons. And I share the same view and sentiment.

Show off zone (3693364816)

Do you want to know why it is not good for you to show off especially if you don’t have the cash? Here are some of the reasons my friend and his father-in-law gave.

1. You become a subject of jealousy. Many people will surely get jealous of your high-end smartphone or your extravagant shoes. Yes, it’s your right and hell yah, you’re helping the economy. But tempting your friend to buy or borrow money just to get the same pair of shoes that you have may cause financial distress to him or her or their families. Leave the financial burden to yourself and do not tempt your friends and loved ones.

2. You will be the thief’s apple of the eye. Unlike my friend’s father-in-law who lives in a secured village, your house may be located in a place where you are your own security guard. Your dark street may be the kingdom and paradise for snatchers. Why risk your life for these?

3. You may lose your privacy and become the talk of the town. Many people will talk about you and that expensive thing that you bought. Well, you will say I don’t care what people say. But I tell you, you will. And it will be a big concern for you, your kids or family members in the future.

4. You will not really be happy about it. Other people may be impressed at least for a while. And you will too. Later on you will regret that decision of buying that mundane item because a more important financial matter needs to be settled. And you don’t have the cash anymore.

5. You will not benefit anything from showing off . You will fantasize about it before and after buying it. But soon your fantasy will become a nightmare. You won’t gain anything from such an interaction other than emotions fired up on both you and other people’s side — jealousy and pride. And neither of these two are good qualities for you to show off.

“Don’t be concerned about the outward beauty of fancy hairstyles, expensive jewelry, or beautiful clothes. You should clothe yourselves instead with the beauty that comes from within, the unfading beauty of a gentle and quiet spirit, which is so precious to God.” – 1 Peter 3:3

Live simply, comfortably and without the need to post what you have on social media and without the need to wave those bundles of cash in other people’s faces. Subscribe to Rock To Riches for FREE!

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P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 3. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. You may grab your copy at your favorite National Bookstore and Powerbooks outlets. Or you can grab your copy yourself at ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
PepotCover1

P.S. 4. Yes, our Cyberpreneur Philippines book is now out in bookstores! Check out the chapters from my fellow authors Ray Calbay, Fitz Villafuerte, Ginger Arboleda, Kristel Silang, Marv de Leon, Paolo Lising, Anne Quintos, and other great online entrepreneurs and experts! Score your copy here now!

P.S. 5. Send healthcare and grocery products online to your loved ones in the Philippines via BeamandGo!

Save Money By Planting These Vegetables

Many will say that gardening and farming is not for everyone. But I beg to disagree.

We are now in the internet and information age and there’s no more excuse not to plant vegetables and fruit-bearing trees. Living in the city and in a condominium unit? Many people have done it and I know you could too!

For those with small garden lots and porches, there’s more reason for you to plant vegetables that you commonly use in your kitchen. Not only you will be healthy, you will also save money.

To make the most of your money, time, and space, these are the vegetables that we recommend to Filipino households to plant in their pots and backyards.

The Sinigang/Nilaga Combo

Pechay. This leafy buddy is one of the most favorite vegetables in the Philippines. In the local markets, one bundle may cost around P10 to P15. A pack of pechay seeds (containing hundreds if not thousands seeds) will only cost you around P25 to P40.

Pechay
Our pechay forest

Tomatoes. Tomatoes can save you a lot of money. It is one of the most common veggie used in Filipino cuisines and household kitchens. A significant ingredient of many local dishes, tomatoes can be grown easily. You can even get the seeds from the tomatoes you bought from the market and plant them on your pot with wet soil. 

Tomato
Tomatoes growing along our fences

Sitaw (Pole beans). Another veggie that is always part of the cast whether it’s sinigang or ginisa, is the sitaw. You can plant some sitaw seeds in a relatively big can of soil and let them crawl up a 4 to 5-foot bamboo stick or wood. You can also use other materials such as strings and old wires as “balag” or trellis.

Gabi (Taro root). This root crop grows not only in the provinces as this can be seen even around Metro Manila where there are vacant lots and open soil. A great pampalapot for your sinigang!

Kangkong (water spinach) or talbos ng kamoteng baging (sweet potato tops). Study shows that these leafy vegetables are rich in ‘antioxidants’ like ‘chlorogenic acid,’ ‘isoclorogenic acid,’ at ‘caffeic acid’. I just love the sweet potato tops (talbos)

KamotengBai

Herbs. Yes, you can easily grab them from the shelves of your favorite supermarket. But did you know that you can grow a lot of herbs indoors? Try to plant a few pots of rosemary, basil, and even chilis and let them grow near the windows in your kitchen.

The Ginisang Gulay/Pinakbet Gang

Okra. This slimy friend of yours is definitely very good for your body, and your dishes. I remember my parents putting a couple or more okra on top of our nearly-cooked hot steamed rice and then crushing them with tomato and the locally-made bagoong isda. Yummy!

Ampalaya (Bitter Gourd). It may be bitter for your tongue but very sweet for your body. Another easy-to-grow ingredient for your pinakbet or ginisa with egg.

Calabasa (Squash). The ginataang kalabasa (with sitao) is one of my favorite Filipino dishes. Imagine the savings you will have if you have this in your garden instead of buying them from the market.

Luya or luyang dilaw (ginger or turmeric) Not only it is a great ingredient for your dishes. Luya has also medicinal benefits. Have you tried drinking salabat or ginger tea? Make it a part of your breakfast and see how your health improve along the way.

What Are The Benefits of Growing Your Own Vegetables?

1. You have control over what ends up on your table. You can even decide what fertilizer and pest control to use. You can also choose whether to grow organic. In short, you know that you are eating vegetables that are safe from chemicals you may not like and are bad for you and your family.

2. Your food are surely fresh. There’s nothing better that fruits and vegetables picked from your garden. Did you knwo that once vegetables and fruits are picked these begin to lose moisture and nutrients? But if you are the one who made them grow, you are sure when it was been picked and how fresh it is.

3. A garden is good for your visual and mental health. A garden with vegetabls and fruits can bring color, beauty, and life to your garden. Plus the sight and smell of them can be refreshing for you and your family.

4. You save money. Did you know that the price of a pack of vegetable seeds is almost equivalent to what you would pay for a single vegetable or fruit at the supermarket? You even have to consider the fare or the gas you have to spend on getting to the store and back home.

5. It is a great family activity. Let your and your kids hands get dirty. Let them plant seedlings and harvest the fruits with them. You want them to get off the TV screen and their gadgets? This is the answer! It should be a lot of fun for the whole family!

6. Acquire some Vitamin D. Remember your parents letting you dry like clothes under the morning sun when you were a kid? Yes, it’s true. The sun’s rays promote Vitamin D production which really very good for our health. A 20- to 30-minute a day gardening can promote good sleep and positive energy. So go out now and have fun under the morning sun!

7. You can make money! If you have a garden big enough to plant 20 to 100 vegetable seedlings, then you can make money by selling your produce to your neighborhood or have them picked up by a vendor. The soil is a gift from nature and God so why not use them to bless other people?

Regardless of what you want to plant and grow in your pot or garden, make sure that you only choose those that you and your family will eat and those that will really give you what you want and need.

Learn how to make sustainable living by subscribing to BurnGutierrez.Com for FREE.

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Rock your way to abundance!

#moneyliferocknroll

P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Did you miss the Internet Business Master Class (IBMC) enrolment deadline last Monday? Worry not anymore because tomorrow, April 21, we will reopen the enrollment for just 48 hours. You’ll be sorry if you miss it again. Allow Jon to take you by the hand and teach you step-by-step on how to make serious money online. Click here to enrol

P.S. 3. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 4. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. You may grab your copy at your favorite National Bookstore and Powerbooks outlets. Or you can grab your copy yourself at ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
PepotCover1

P.S. 5. Yes, our Cyberpreneur Philippines book is now out in bookstores! Check out the chapters from my fellow authors Ray Calbay, Fitz Villafuerte, Ginger Arboleda, Kristel Silang, Marv de Leon, Paolo Lising, Anne Quintos, and other great online entrepreneurs and experts! Score your copy here now!

P.S. 6. Send healthcare and grocery products online to your loved ones in the Philippines via BeamandGo!