Is It Sin To Die Poor?

My parents both came from poor families. Okay, both my parents are related to their respective middle class clans. But because they grew up during the post-WW2 years, were almost everyone struggled financially, recovering from poverty was hard for them to accomplish.

To answer the question whether it is sin be born poor, my answer is an obvious No. But if one chooses to stay poor, then that is equates to being irresponsible steward of God’s blessings in life. And therefore it is sin to remain and die poor.

But is it solely the “sinner’s” fault to not know how to overcome poverty during his or her lifetime? What if the society he lives in does not provide opportunities for him to learn how to gain wealth and stop being poor? Continue reading

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Join the Pisobilities Caravan 2014 with Colayco Foundation

It’s about three years already since OFW UsapangPiso have partnered with Colayco Foundation for Education in spreading financial literacy to Filipinos here and abroad.

As our ardent commitment to serve you and provide you with quality seminars and educational events, we are presenting another wisdow-filled educational tour with Pisobilities.

Pisobilities is one’s ability to earn and manage his one peso and the possibilities of making that same one peso work for him.

Join best-selling author and financial guru Francisco J. Colayco, together with the Colayco Foundation team as we bring you the PISOBILITIES CARAVAN 2014, a life changing event that will teach you the basics of growing your money through wise money management and passive investing. Continue reading

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How To Start Making Money Online With An e-Book

Wondering how you can earn thousands, if not millions, via the internet without much capital? A lot of people have done it and they did it successfully.

Do you love reading? Do you love books? This passion of yours may turn into big money if you will commit yourself to learn the trade secrets of making money through selling e-books through the interent.

And no, this is not that “legal scamming group” that recruits people to sign up and “sell” e-books but in the end has nothing to win back after exerting all efforts to spam Facebook groups and social media pages.

This secret will help you how to do it yourself without the need of disturbing other people’s lives and privacy. You will create your own e-book and sell it yourself in the internet.

Continue reading

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Join The Truly Rich Club Christmas Ball 2014!

This has been long overdue. The first TRC Christmas Party should have happened back in 2012 but really, there’s a time for everything. Even for partying. ;)

And so we’re having it this year! Although this is a strictly-for-TRC-members-only event, I will be giving away two slots to attend this event under my name. Email me at if you want to attend.

Are you ready to party, TRC? Here’s Bro. Bo’s invitation to you! :)  Continue reading

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Can You Buy An Insurance Product Online?

Many OFW’s have started to realize and understand the importance of insurance for them and their family members. This is the result of the financial literacy awareness projects being pushed by several individuals and groups.

However, there are cities and countries that have limitations when it comes to buying life insurance products. Or OFW’s simply have no access and means to get in touch with financial advisors in the country of their work.

Just a couple of days ago, I bumped into an old friend who works at AXA Philippines and told me about their latest marketing strategy to offer their insurance products: The AXA Insurance Online or AXA iON. Continue reading

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On Gilas, Laban and Puso In the Game of Life

The Gilas Fever is not yet over. In fact, it’s just started. After the Cinderella run in the elimination round of the FIBA Worlds, the Philippine team still emerged as champions in the hearts of both the Filipinos and foreign fans. Yes, they lost 4 times and won only once. But in all those almost-won-close-games, what really prevailed was the big heart or “puso” that has really earned the admiration and respect of all.

Here’s a very heart-warming blog from a friend who was very well known for giving enlightening and non-biased advise to her listeners and followers. Being the other half of the very popular and sorely missed puso-filled Paul and Cherry of Lite Rock Favorites of the Week (LRFW) of the defunct radio station, 96.3 WRocK, Cherry once again shares her wisdom and personal views about Gilas and how this can relate to our everyday lives.

Sit back, read, and be inspired! Puso! :) Continue reading

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May Kilala Ka Bang Anak Expat?

Awesome kids deserve awesome recognition.

May kilala ka bang Anak Expat na may ibang klaseng Talino o Talento?
Ask them to join BPI Search for the Ten Outstanding Expat Pinoy Children!

Expat Pinoys (OFWs) are truly deserving of their titles as the country’s modern-day heroes. They are living showcases of the endearing characteristics of Filipinos, bringing honor to the country through the diligence and resourcefulness they demonstrate in their work. They help tremendously in the progress of the country through their earnings and remittances. Continue reading

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Changing Our Money Habits

If you buy a treadmill and just decide to make at least 15 minutes of running everyday, do you know that your decision to doing this for the whole year is just going to happen for a few days only? Do you know that when you just “decide” to reduce your spending or to save money, that mere decision will likely not going to happen?

I remember hearing from one of my respected mentors that almost everything that we do everyday aren’t really decisions but rather habits that we ourselves have brought into being along the way. And that includes our “automatic” money habits which are actually one of the main reasons why many people’s pockets get seriously damaged.

One example of this is when you drop by a fastfood restaurant on your way home and order anything that you don’t even like just because you want to bring something to your family members. And even if your loved ones don’t eat them anymore (nagsawa na), you still bring the same value meals and leave them to rot on your dining table. Continue reading

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The Day Aureus Died (Part 1 of a 2-Part Series)

Not one. Not two. Not three. Not even ten OFW’s have become victims of a “promising” managed forex trading opportunity offered by the culprit American Michael Atkins and some Filipino friends based in Singapore to mostly OFW’s around the world. About a hundred or even more people have fed a monster with their hard-earned cash.

In the past several months, our team has been warning OFW’s about the potential trouble that managed forex trading companies may bring them. But still a lot of them didn’t listen and fell prey to one of the predators.

The name of the scamming forex trading monster in Singapore was Aureus Capital. Notoriously known as well as Amasis Capital back in Indonesia. Continue reading

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