I Am an OFW and I Bought My Life Insurance Online

OFWs on vacation have only enough time to do the things they need to do —meet their loved ones, eat out in their favorite restaurants, go shopping, go to some local vacation spot they’ve never been to, or throw parties for friends and relatives.

On top of that, OFWs will have to squeeze in time to go to POEA or OWWA to get their OECs or overseas employment certificates, as a requirement for leaving the Philippines again and be officially recognized as the nation’s new heroes.

But many OFWs forget to add in their ‘to-do’ list some of the most important things they should do during their vacations — managing their finances. Many neglect to open a savings account or an investment account.There are also those who forget to file and pay for their contributions to SSS, Philhealth, or Pag-ibig Fund.

But one of the tasks they should not forget during their vacation is to get insurance coverage for themselves or their families.  Since OFWs are naturally hardworking and focus on their ability to provide for their loved ones right now, they rarely entertain the idea of passing away suddenly.

Taking Care of the Needs of Loved Ones

Many OFWs look at providing for the immediate needs of their family members back home, hence they send gifts and “pasalubong” on a regular basis. They don’t see the reality that one day they will pass away (and hopefully not too soon) and may leave their children and loved ones with nothing on hand.

While it takes a long time to build wealth through hardwork, business, and investing, getting a life insurance policy is an easier alternative for an OFW.

This ensures that the OFW can immediately protect the financial future of his or her loved ones should he or she meet an untoward incident.

I Am an OFW and I Bought Life Insurance Online

I first got my life insurance policy back in 2008 when I was still working in the Philippines as an auditor.

I was newly-married back then but I already knew that my spouse would need financial support in case I pass away.  Getting a life insurance was one of the preparations I made should that sad thing happen.

Now that I am an OFW, and with a 5-year old daughter, I realize that my current insurance policy will not be sufficient any longer.  That’s why during our last vacation in the Philippines, I immediately purchased another life insurance policy.

With a very busy schedule during our vacation, I only had time to log in to the internet to do my transactions. That was when I stumbled upon the new AXA iON online insurance store.

What I did was visit http://www.axaion.com.ph/ and browsed through its online store featuring four different insurance products.

They have  Savings eXentials which is an alternative savings plan,  Academic eXentials which is an automatic save-up program for children’s education, the  Health eXentials for medical emergencies, and the  Life eXentials which I purchased as life insurance for me and my wife.

The process is very easy. No paper, no more printing. I only filled out the online application form, answered a few questions, then paid my first premium with my credit card.

It’s easy as that!

So if you are an OFW, buying any of these AXA iON insurance products to meet your financial goals will be very convenient for you.

You can use your Visa or Master Card credit card to pay for your monthly premiums via the secure PesoPay payment system. Your succeeding monthly premiums will automatically be charged to your credit card, too.

Do you want to know more about AXA iON? Visit http://www.axaion.com.ph/ or watch this video from AXA Philippines: