Skiddoo Philippines Inc

You’re The Finance Manager!

If I tell you that you’re a manager, would you believe me or give me the standard reply of bewilderment that’s all to common these days: “Weh?”

If tell you even more specifically that you’re a finance manager, will I drive you further away from believing me? Chances are, yes.

But the truth is, you are a manager. By default, you are the general manager of your personal affairs. No one can brush your teeth for you, keep your body healthy for you and take care of your grooming for you but yourself.

In the same manner, no one else can take care of your money and financial needs but you. You’re your own finance manager!

Unfortunately, there are many misconceptions about personal finance. One is that you can entrust your financial fate to the stars (heavenly, not earthly ones) or to masters that teach you to secure your financial future by simply rearranging all your furniture, windows and doors to a certain side of your house.

Another one is that God will provide for all your needs even if you just sleep all day, which is taking the biblical verse out of its immediate and overall biblical context. But generally speaking, the biggest fallacy about personal finances that have the most potential to harm people is the belief that only a handful of genetically or educationally pre-determined people can really manage money well.

My e-book aims to disprove that and convince the ordinary, average folk who doesn’t have any background on finance that he or she isn’t just a finance manager whether they like it or not but to also empower them to be a very good one. It’s a great springboard for reading and learning more advanced materials on personal finance because it explains the key basic principles for managing personal finances well.

As such, this book may not be a good read for those who are already familiar or well-versed with personal finance principles.

You are the finance manager and you have the potential to be a very good one too! Grab your copy at the Amazon Kindle Store!

by Seph Romana


Joseph Gerard “Seph” Romana worked as a Bank Examiner at the Philippine Deposit Insurance Corporation (PDIC). He is a former Market and Liquidity Risk Officer with Metrobank, former treasury trader at United Coconut Planters Bank, and former stockbroker at All Asia Securities and Apex Philippines Equities Corporation. Seph is also a resource speaker for his church’s Biblical Personal Finance seminars. On his artistic side, Seph also used to sing for the band Army of One. He advocates financial literacy among artists and young professionals. He is one of the proponents of Angat Pilipinas Coalition for Financial Literacy.

Learn more about personal finance by subscribing to Rock To Riches for FREE.

Join the OFW UsapangPiso Facebook Group to learn how to plan your finances the right way and how to grow your money in various financial instruments and investment vehicles such as stocks, mutual funds, UITF’s, index funds, bonds, money market, real estate, and others.

Rock your way to abundance!


P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at if you have any questions. Click here to join!

P.S. 3. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. Order your copy now from our website and have it delivered right at your doorstep. Or you can grab your copy yourself at The Pantry at 07 in Makati City and ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email for more details.

P.S. 4. If you are based abroad or just outside of Metro Manila and has been itching to learn more on how to jumpstart your business dreams, join me and my friend, serial entrepreneur Ginger Arboleda, as we take you through a series 2-hour webinars (for 11 Saturdays) that will help you focus on the technical skills and specific things that you have always wanted to know about in order to grow your business. We have come up with 10 sessions with 11 expert lecturers (with 1 FREE session if you enroll in the full program) that will make you a stronger and better entrepreneur. Register here to join the Enter Entrepreneurship Webinar Program now!

P.S. 5. Learn How To Make Money From Foreclosed Properties! We are on our 3rd run of the Usapang Foreclosed Property Investing with Jay Castillo of! Happening on September 26, 2015 at the SMX Aura, Bonifacio Global City. Click here to register and avail the early bird promo!

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