Retiring Without Money Seems Fun in the Philippines

It is not uncommon to meet people in the Philippines who shell out more money on unnecessary expenses and things that they don’t own before as they earn more money and become more successful. The same pattern goes to most of our dear OFW’s and their dependents back home.

When the salary increases, the spending increases as well.

I think most Filipinos find this culture fun and fulfilling. Leaving them without anything to save for their emergency fund and retirement. Continue reading Retiring Without Money Seems Fun in the Philippines

“Mom, Dad, Are We Rich?”

“Dad, how does God look like?”

“Mom, if babies are made in heaven, how did i get into your belly?”

You probably have been caught in this awkward and weird situation with your child, or your niece or nephew. Sometimes you wonder why the toughest questions in the world come from them.

Would you lie or would you tell the truth? How would you explain the existence of God or reveal intimate details about two adults living as one as a married couple? How you wish you can Google or Wikipedia the answers to them on the spot. Continue reading “Mom, Dad, Are We Rich?”