Protect Yourself From Identity Theft [Online] (Part 2)

In my previous post, Protect Yourself From Identity Theft (Part 1), we talked about the dangers of exposing your personal details on Facebook such your ID screenshots, passports, licenses, etc.

We also mentioned about the dangers in using credit cards in commercial establishments and I gave the Barnes and Noble credit card fraud incident in the US as an example.

And then we illustrated how a blogger’s account was copied and contents such as photos even with watermarks were stolen by an online thief.

With just those three classic examples of identity theft scenarios, we should remember that social media profiles and personal experience blogs are like public records of your personal information. Even if you decide to delete them later on, someone else must have already stolen what you posted before. Nightmares, huh?

Let’s now see what are the basic measures we can do to protect our identities online. Continue reading Protect Yourself From Identity Theft [Online] (Part 2)

Why I Advocate Stock Market Investing for OFW’s

Investing in the stock market has always been perceived generally as “only for the rich” or “only for the intellectuals”. These are false notions. But who’s to be blamed for this?

Most of our college professors who taught business, finance or accounting NEVER taught us (or insisted) that anybody who saves money regularly can actually invest in various financial instruments in the Philippines. We were raised up hearing the line, “Mag-impok sa bangko” (Save money in the bank). We were taught to SAVE but not to INVEST. Don’t tell me that I was absent in classes. Continue reading Why I Advocate Stock Market Investing for OFW’s

Im Tirtzo, Ein so Ha’agadah (If You Will It, It Is No Legend)

The eager-for-knowledge OFW UsapangPiso-Israel group has just wrapped up its first financial planning seminar series yesterday, November 13, 2012 in Protea Retirement Village, Tel Mond, Israel conducted by the energetic personal finance guru, Randell Tiongson. (The first one was held in Tel Aviv last November 10, 2012)

The group’s coordinator, Charma de Villa, attested to the gratefulness of the attendees of the seminar for the opportunity and the life-changing experience of taking the first step towards financial independence: Learning. Continue reading Im Tirtzo, Ein so Ha’agadah (If You Will It, It Is No Legend)