Should You Buy Life Insurance For Your Kids?

During a discussion with some parents who attended my talks, one mother told me that she purchased a life insurance for her only child and that she has been paying for its premiums for more than 5 years already. This assured her of a “better” financial security for her daughter.

Unfortunately, after consulting some unbiased financial planners and doing my own research about life insurance (or VUL) for children, I’ve concluded some important points that parents like me should consider with extra care before making decisions in choosing the right financial instruments for their children’s future.

My personal answer to the question (and the title of this article) is… Continue reading Should You Buy Life Insurance For Your Kids?

ALERT! New Scams to Avoid (2014)

It’s been more than a year since we last updated our database of scams and potential scammers targeting Filipinos here and abroad so we really have to watch out for the new ones preying on our poor kababayans.

Time to identify some of the recently identified and suspected scams.

Huwag nang patagalin pa. Here they are: Continue reading ALERT! New Scams to Avoid (2014)

Why We Look Forward to Homeschooling Our Child

When I was a young student, I always get anxious in the morning before going to school. I worry that I’ll be scolded by my teacher if I did something wrong. I was also scared of my bully classmates who teased and hurt me whenever they had the opportunity to do so.

I was also a very emotional child and so much attached to my parents, grandparents, and aunts. I could not focus much on the lectures as I easily miss the company of my loved ones back home. It’s not that I depend too much on them but it’s more of the affection that a young child in me that I was longing for.

Apart from all these, here are some other reasons why this time around, I will never let my child’s happy moments be taken away by the old and traditional way of elementary schooling. Here’s an infographic to illustrate what I’m talking about. Continue reading Why We Look Forward to Homeschooling Our Child