People who are becoming more aware about the need to manage their finances have started to think if they really need a life insurance. Especially when most personal finance gurus mention its importance in an investor’s portfolio.
How about you? Have you asked yourself or an insurance agent/financial advisor if you really need to buy a life insurance?
Let’s see where you belong among the following categories. Continue reading Do You Really Need To Get A Life Insurance?
I will be posting today a Q&A posted at the Ask The Experts section of the OFW UsapangPiso Facebook group instead of my usual posts.
In this section, members can submit questions to the forum’s panel of renowned financial and life planning coaches, investment experts, and successful mentors. The answers are then published in the section as a reply.
I believe a lot of OFW’s will surely relate to this question addressed to Fitz Villafuerte by a a couple of OFW forum members. Continue reading On Yen, Investing and Insurance
Filipinos working overseas (OFW’s) are always exposed to a lot of physical risks. They travel from their apartments/housing camps to work either by train, shuttle bus services, by cars on highways, bicycles, or even on foot.
In hazardous workplaces like factories, mills, chemical plants, and even offices, OFW’s face everyday fears of accidents and tragedies while thinking about their loved ones back home.
But the most alarming part in this already worrisome conditions of our OFW’s is that most of them and their families are not protected enough with insurance.
When an OFW passes away due to accident or even by natural cause, his or her family back home is left with almost nothing but the last payment from his/her employer. And maybe a few more from the government’s grant or financial aid. Continue reading Most OFW’s Families Are Not Protected