How To Be Buried in Debts

I was buried in debts. And I still owe good debts from some friends and relatives that I promise to pay soon. 😛

But here’s the thing: I don’t create new bad debts.

I just wonder how some friends and relatives earning no more than Php15k a month can afford to go to Singapore or Palawan (as evidenced by their latest photos in social sites) and afterwards borrow from other friends who themselves have never been to such places in their whole life. Piso fare, perhaps?

What would you feel if a minimum-earning neighbor play Zombie games on his iPad as you pass by their house while you, YOU who have been itching to have one soon but just couldn’t for now? Because you just paid all your debts and you still want to grow your savings by investing.

So you wanna splurge on unnecessary expenses and live above your means again? Here’s some advice for you. Continue reading How To Be Buried in Debts