Are Stocks and Equity Funds Really Your Long-Term Buddies?

In my previous post about depending solely on SSS/GSIS/HDMF to cover for one’s retirement expenses and needs, we mentioned that the pension that you will be receiving from these institutions will never be enough.

These employer-sponsored retirement plans can be a good start for a young employee while learning about other investment options that can generate higher returns.

Two of the most commonly-recommended financial instruments to invest in for long-term are stocks or equity funds through mutual funds or UITF’s. But are these really your reliable friends to entrust your money from Investing Day 1 up until your retirement age? Continue reading Are Stocks and Equity Funds Really Your Long-Term Buddies?