Retiring Without Money Seems Fun in the Philippines

It is not uncommon to meet people in the Philippines who shell out more money on unnecessary expenses and things that they don’t own before as they earn more money and become more successful. The same pattern goes to most of our dear OFW’s and their dependents back home.

When the salary increases, the spending increases as well.

I think most Filipinos find this culture fun and fulfilling. Leaving them without anything to save for their emergency fund and retirement. Continue reading Retiring Without Money Seems Fun in the Philippines