Three Anti-Impulse Buying Reflections This Christmas

Christmas day is fast approaching. A couple of weeks more and you’ll be opening a lot of gift boxes and read tons of greetings in Facebook or Twitter. You’d probably be using Pinterest this time around to share Christmas posters and greeting cards. Cheapskate, aren’t you. 😉

Most of you must have already started enjoying your bonuses and the fruits of your hardwork. Some of you have probably took some of profits and dividends from your investments. Heading out for the malls or fair this weekend to buy gifts for family and friends?

However which way you may have received those blessings and how you want to enjoy them, it is best that you prepare yourself and your emotions for the probability of impulsive decisions this Season.

Consider asking yourself the following reflection questions before pulling out those crispy bills or credit cards out of your wallets. Continue reading Three Anti-Impulse Buying Reflections This Christmas

What’s Money Tree?

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If you rely heavily on the interest of your Savings or Time deposits accounts to grow your money for your future, think again. Those deposit accounts earn only 2.75% or less in a year. Corresponding taxes and bank charges will also be charged if you withdraw your cash. Plus, your money is like a sumptuous meal being devoured by the creepy inflation rate of around 3.6%.  Your money simply loses its value and its purchasing power.

With the Philippine economy rising in unprecedented heights, you may think twice before remitting your dollars back home and let them rot in your deposit accounts.

But where will you put your money for it to grow from 8% to 15% annually if you don’t know anything about investments?

If you are a person who don’t have any idea or background about the stock market, mutual funds, or fixed income securities, you may need to find a suitable plan and an investment vehicle for you. Continue reading What’s Money Tree?

The Best Gifts For OFW’s This Christmas – Financial Education and Abundant Mindset

One of the best gifts you can give to yourself and your family this Christmas is financial education and an abundant mindset.

If you are an OFW who’s going for vacation in the Philippines these final weeks of the year, why don’t you or your family members attend these seminars and workshops to equip you with the basics and fundamentals of investing and entrepreneurship?

Get yourself motivated as well by upcoming inspirational events and positive mind-setting sessions.

Check out the following seminar and event schedules of OFW UsapangPiso‘s partner institutions and organizations for the last part of November up to December this year: Continue reading The Best Gifts For OFW’s This Christmas – Financial Education and Abundant Mindset